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201,885 residents · 2024 ACS · source-led profile

Moving to Amarillo?

Based on the 2024 ACS 5-year estimates, Amarillo, Texas (Census place GEO_ID 1600000US4803000) has a population of 201,885, a median household income of $65,912, a median gross rent of $1,092 per month, and a median owner-occupied home value of $196,900. The derived one-way commute estimate is 21 minutes.

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Short answer

Amarillo appears moderately affordable relative to its income and housing benchmarks. With a median household income of $65,912, the median gross rent of $1,092 represents about 20% of monthly income, which is within a commonly cited affordability threshold. The median home value of $196,900 is roughly 3.0 times the median annual income, suggesting housing costs are not excessively high relative to earnings, though individual affordability varies.

Amarillo at a glance

Household income$65,912
Median gross rent$1,092
Median home value$196,900
Derived commute21 min

What the default budget models

A one-person renting household begins with a modeled annual core-cost baseline of $28,104. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.

2024 ACS population estimate201,885
2024 ACS median household income$65,912
2024 ACS median gross rent$1,092
2024 ACS median owner-occupied home value$196,900
Derived one-way commute estimate21 minutes
State-tax treatmentExcluded — official reference pending
Rent-to-income reference20%
Salary & Affordability Benchmark

How much do you need to earn to live in Amarillo?

2024 ACS Median Income

$65,912/yr

30% Rule for RentRecommended
$43,680 / year

To afford Amarillo's median gross rent of $1,092/mo at or below 30% of gross earnings, a household needs approximately $21.00/hour (full-time).

28% Rule for HomeownershipMedian Home
$49,929 / year

Modeled against Amarillo's median home benchmark of $196,900 (estimated $1,165/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$65,912gross/year
Affordability Status:Comfortable
Rent is 20% of gross income (26% of net pay)

At this income, median rent is only 20% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,276/mo
Tax 22%
Rent 20%
Essentials 23%
Savings 35%
Taxes: $1,208/mo Rent: $1,092/mo Essentials: $1,250/mo Discretionary Margin: $1,934/mo

The trade-off

Relative strength: Median rent is 20% of median income.. Watch closely: lower home values may reflect fewer high-end amenities or slower appreciation..

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Compare Amarillo

Frequently asked questions

Is Amarillo Texas affordable to live in?

Based on 2024 ACS data, Amarillo's median gross rent of $1,092 is about 20% of the median household income of $65,912, and median home value is about 3.0 times annual income, suggesting moderate affordability relative to local earnings, though individual circumstances vary.

What is the median household income in Amarillo Texas?

The 2024 ACS 5-year estimate for median household income in Amarillo, Texas (Census place GEO_ID 1600000US4803000) is $65,912.

Source ledger

Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.

Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.

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