Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

198,173 residents · 2024 ACS · source-led profile

Moving to Birmingham?

The 2024 American Community Survey 5-year estimates offer a baseline profile for Birmingham, Alabama, designated by Census place GEO_ID 1600000US0107000. According to these figures, the city supports a population estimate of 198,173 residents. Economic indicators from the 2024 ACS tables show a median household income of $46,051 alongside a median owner-occupied home value of $158,800. Furthermore, the 2024 ACS 5-year data records a median gross rent of $1,107 per month. Readers should note that citywide data does not establish neighborhood safety, schools, weather, insurance, or job quality, and ACS gross rent is not a live asking rent.

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Short answer

Evaluated against its own citywide benchmarks, Birmingham presents a mixed picture of affordability. The 2024 ACS median household income stands at $46,051, while the median owner-occupied home value is $158,800 and median gross rent is $1,107 per month. However, citywide figures provide only broad averages and do not capture localized costs or individual financial situations. Additionally, non-housing expenses involve a model assumption of $1,250 per month, and state individual income tax is deliberately excluded due to a lack of an approved official state reference.

Birmingham at a glance

Household income$46,051
Median gross rent$1,107
Median home value$158,800
Derived commute23 min

What the default budget models

A one-person renting household begins with a modeled annual core-cost baseline of $28,284. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.

2024 ACS population estimate198,173
2024 ACS median household income$46,051
2024 ACS median gross rent$1,107
2024 ACS median owner-occupied home value$158,800
Derived one-way commute estimate23 minutes
State-tax treatmentExcluded — official reference pending
Rent-to-income reference29%
Salary & Affordability Benchmark

How much do you need to earn to live in Birmingham?

2024 ACS Median Income

$46,051/yr

30% Rule for RentRecommended
$44,280 / year

To afford Birmingham's median gross rent of $1,107/mo at or below 30% of gross earnings, a household needs approximately $21.29/hour (full-time).

28% Rule for HomeownershipMedian Home
$40,286 / year

Modeled against Birmingham's median home benchmark of $158,800 (estimated $940/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$46,051gross/year
Affordability Status:Balanced
Rent is 29% of gross income (37% of net pay)

Rent aligns with the standard 30% rule (29% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $2,988/mo
Tax 22%
Rent 29%
Essentials 33%
Savings 16%
Taxes: $844/mo Rent: $1,107/mo Essentials: $1,250/mo Discretionary Margin: $631/mo

The trade-off

Relative strength: A median owner-occupied home value of $158,800.. Watch closely: lower median home values pair with a modest median household income of $46,051..

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Compare Birmingham

Frequently asked questions

What is the median household income in Birmingham according to the 2024 ACS?

Based on the 2024 ACS 5-year estimates (Table B19013), the median household income in Birmingham, Alabama is $46,051. This figure serves as a citywide economic baseline, though it does not reflect specific neighborhood variations.

What are the typical housing costs based on the 2024 ACS data?

The 2024 ACS 5-year estimates report a median owner-occupied home value of $158,800 (Table B25077) and a median gross rent of $1,107 per month (Table B25064). Note that ACS gross rent is not a live asking rent.

Source ledger

Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.

Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.

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