Garland appears moderately affordable relative to its income and housing costs. With a median household income of $76,320 annually ($6,360 monthly), median gross rent at $1,641 represents about 25.8% of income, which falls within the commonly referenced 30% affordability threshold for rent. However, this is a citywide average and does not reflect neighborhood-level variation or individual circumstances.
Garland at a glance
What the default budget models
A one-person renting household begins with a modeled annual core-cost baseline of $34,692. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.
| 2024 ACS population estimate | 246,844 |
| 2024 ACS median household income | $76,320 |
| 2024 ACS median gross rent | $1,641 |
| 2024 ACS median owner-occupied home value | $270,800 |
| Derived one-way commute estimate | 32 minutes |
| State-tax treatment | Excluded — official reference pending |
| Rent-to-income reference | 26% |
The trade-off
Relative strength: Median rent consumes roughly 26% of median income.. Watch closely: lower home values may reflect trade-offs in commute time or neighborhood amenities..
Compare Garland
Frequently asked questions
Is rent in Garland affordable based on local income?
Median gross rent of $1,641 per month is about 25.8% of the median monthly household income ($6,360), which is below the 30% benchmark often used to assess rental affordability. This suggests rent is generally affordable at the citywide level, though individual experiences may vary.
How does Garland's median home value compare to its income?
The median owner-occupied home value is $270,800, which is approximately 3.5 times the median household income of $76,320. This ratio suggests homeownership may be accessible relative to income, though actual affordability depends on down payment, interest rates, and other costs not included in the ACS data.
Source ledger
Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.
- PopulationU.S. Census Bureau · 2024 ACS 5-Year B01003
- Median household incomeU.S. Census Bureau · 2024 ACS 5-Year B19013
- Median gross rentU.S. Census Bureau · 2024 ACS 5-Year B25064
- Median owner-occupied home valueU.S. Census Bureau · 2024 ACS 5-Year B25077
- Commute-time distributionU.S. Census Bureau · 2024 ACS 5-Year B08303
Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.