Mobile appears moderately affordable relative to its income and housing benchmarks. With a median gross rent of $1,068 and a uniform non-housing calculator baseline of $1,250 per month (a model assumption), total estimated monthly housing and non-housing costs reach $2,318. This represents about 52% of the median monthly household income ($4,463), suggesting affordability is constrained but not severely burdened for median earners, though actual affordability varies by household.
Mobile at a glance
What the default budget models
A one-person renting household begins with a modeled annual core-cost baseline of $27,816. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.
| 2024 ACS population estimate | 203,416 |
| 2024 ACS median household income | $53,558 |
| 2024 ACS median gross rent | $1,068 |
| 2024 ACS median owner-occupied home value | $193,300 |
| Derived one-way commute estimate | 25 minutes |
| State-tax treatment | Excluded — official reference pending |
| Rent-to-income reference | 24% |
The trade-off
Relative strength: Median rent is $1,068/month; median home value is $193,300.. Watch closely: lower home values may reflect tradeoffs in job access or neighborhood amenities not captured in citywide data..
Compare Mobile
Frequently asked questions
Is Mobile, Alabama affordable for renters?
At $1,068 median gross rent, housing costs represent about 29% of median monthly income ($4,463), which is within typical affordability thresholds, though individual affordability depends on non-housing costs and household specifics.
How does Mobile's median home value compare to income?
The median owner-occupied home value of $193,300 is roughly 3.6 times the median household income of $53,558, indicating a moderate home price-to-income ratio relative to national benchmarks.
Source ledger
Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.
- PopulationU.S. Census Bureau · 2024 ACS 5-Year B01003
- Median household incomeU.S. Census Bureau · 2024 ACS 5-Year B19013
- Median gross rentU.S. Census Bureau · 2024 ACS 5-Year B25064
- Median owner-occupied home valueU.S. Census Bureau · 2024 ACS 5-Year B25077
- Commute-time distributionU.S. Census Bureau · 2024 ACS 5-Year B08303
Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.