Oxnard appears less affordable relative to its own citywide income and housing benchmarks. With a median household income of $96,212 annually ($8,018 monthly), median gross rent at $2,032 consumes about 25.3% of gross monthly income. Adding the uniform non-housing calculator baseline of $1,250 brings total estimated monthly housing and essential costs to $3,282, or 40.9% of income — suggesting moderate affordability strain, though actual household budgets vary and this model does not reflect local cost variations.
Oxnard at a glance
What the default budget models
A one-person renting household begins with a modeled annual core-cost baseline of $39,384. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.
| 2024 ACS population estimate | 200,928 |
| 2024 ACS median household income | $96,212 |
| 2024 ACS median gross rent | $2,032 |
| 2024 ACS median owner-occupied home value | $652,700 |
| Derived one-way commute estimate | 27 minutes |
| State-tax treatment | Excluded — official reference pending |
| Rent-to-income reference | 25% |
The trade-off
Relative strength: Median rent is 25.3% of median monthly income.. Watch closely: higher home values reflect long-term equity but increase entry barriers..
Compare Oxnard
Frequently asked questions
Is Oxnard expensive to live in?
Oxnard's median gross rent of $2,032 per month represents about 25.3% of the median household income of $96,212 annually. When combined with a modeled non-housing baseline of $1,250, total essential costs reach 40.9% of income, indicating affordability challenges for some households, though individual circumstances vary.
What is the median home value in Oxnard?
The median owner-occupied home value in Oxnard is $652,700 according to the 2024 ACS 5-year estimates (Table B25077). This reflects the midpoint of home values across all owner-occupied units in the city and does not vary by neighborhood or condition.
Source ledger
Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.
- PopulationU.S. Census Bureau · 2024 ACS 5-Year B01003
- Median household incomeU.S. Census Bureau · 2024 ACS 5-Year B19013
- Median gross rentU.S. Census Bureau · 2024 ACS 5-Year B25064
- Median owner-occupied home valueU.S. Census Bureau · 2024 ACS 5-Year B25077
- Commute-time distributionU.S. Census Bureau · 2024 ACS 5-Year B08303
Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.