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307,284 residents · 2024 ACS · source-led profile

Moving to St. Paul?

The 2024 ACS 5-year estimates provide insights into St. Paul, Minnesota's demographics. With a population of 307,284, the city's median household income is $73,394. The median gross rent is $1,281 per month, and the median owner-occupied home value is $294,500. A derived one-way commute estimate is 23 minutes.

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Short answer

St. Paul's affordability is uncertain, as its median gross rent exceeds the uniform non-housing calculator baseline of $1,250 per month. However, the city's median household income is $73,394, which may help offset housing costs.

St. Paul at a glance

Household income$73,394
Median gross rent$1,281
Median home value$294,500
Derived commute23 min

What the default budget models

A one-person renting household begins with a modeled annual core-cost baseline of $30,372. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.

2024 ACS population estimate307,284
2024 ACS median household income$73,394
2024 ACS median gross rent$1,281
2024 ACS median owner-occupied home value$294,500
Derived one-way commute estimate23 minutes
State-tax treatmentExcluded — official reference pending
Rent-to-income reference21%
Salary & Affordability Benchmark

How much do you need to earn to live in St. Paul?

2024 ACS Median Income

$73,394/yr

30% Rule for RentRecommended
$51,240 / year

To afford St. Paul's median gross rent of $1,281/mo at or below 30% of gross earnings, a household needs approximately $24.63/hour (full-time).

28% Rule for HomeownershipMedian Home
$74,657 / year

Modeled against St. Paul's median home benchmark of $294,500 (estimated $1,742/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$73,394gross/year
Affordability Status:Comfortable
Rent is 21% of gross income (27% of net pay)

At this income, median rent is only 21% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,761/mo
Tax 22%
Rent 21%
Essentials 20%
Savings 37%
Taxes: $1,346/mo Rent: $1,281/mo Essentials: $1,250/mo Discretionary Margin: $2,230/mo

The trade-off

Relative strength: Mixed affordability. Watch closely: rent vs income balance.

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Compare St. Paul

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Frequently asked questions

What is the median household income in St. Paul?

The 2024 ACS 5-year estimate for median household income in St. Paul is $73,394.

How much is the median gross rent in St. Paul?

The 2024 ACS 5-year estimate for median gross rent in St. Paul is $1,281 per month.

Source ledger

Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.

Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.

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