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Source-led head-to-head · 2024 ACS

Moving from Birmingham to New York

Based on the 2024 ACS 5-year estimates, Birmingham, Alabama, and New York, New York, offer distinct trade-offs between income, housing costs, and commuting. Birmingham features a median household income of $46,051, a median gross rent of $1,107, a median home value of $158,800, and a derived one-way commute of 23 minutes. In contrast, New York records a median household income of $80,483, a higher median gross rent of $1,821, a median home value of $777,600, and a 44-minute commute. While New York provides substantially higher earnings, its housing expenses are significantly elevated. Furthermore, New York incorporates a simplified state income tax reference of 5.50%, whereas Birmingham's state income tax is excluded due to lack of an approved official reference. Neither city guarantees a universal lifestyle advantage.

Corridor Direction & Trade-off Delta

Moving from Birmingham to New York

⇄ Switch to New YorkBirmingham
Median Rent Impact
+$714/mo

Moving to New York costs ~$8,568 more/yr in rent.

State Tax Treatment
+5.5%

~$5,500 more state tax on a $100k salary in New York.

Daily Commute Difference
+21 min / day

Difference of ~175 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTBIRNYC
38/ 100

The offer needs work

The destination absorbs more of the offer.
Estimated annual life delta$2,344after essentials; unverified state tax excluded
Take-home$69,208$75,432
Core costs$28,284$36,852
Commute time164 hours lost
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Birmingham is about $8,568 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Birmingham household income$46,051
New York household income$80,483
Birmingham gross rent$1,107
New York gross rent$1,821

Housing, income, and tax reference

MetricBirminghamNew York
2024 ACS population198,1738,483,844
Median household income$46,051$80,483
Median gross rent$1,107$1,821
Median owner-occupied home value$158,800$777,600
State-tax treatmentExcluded5.5% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in New York?

2024 ACS Median Income

$80,483/yr

30% Rule for RentRecommended
$72,840 / year

To afford New York's median gross rent of $1,821/mo at or below 30% of gross earnings, a household needs approximately $35.02/hour (full-time).

28% Rule for HomeownershipMedian Home
$197,186 / year

Modeled against New York's median home benchmark of $777,600 (estimated $4,601/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$80,483gross/year
Affordability Status:Balanced
Rent is 27% of gross income (40% of net pay)

Rent aligns with the standard 30% rule (27% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,517/mo
Tax 33%
Rent 27%
Essentials 19%
Savings 21%
Taxes: $2,213/mo Rent: $1,821/mo Essentials: $1,250/mo Discretionary Margin: $1,446/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 23 minutes in Birmingham and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income differences
  • Median gross rent variations
  • Median owner-occupied home value gaps
  • Derived one-way commute time discrepancies

What each city wins

Birmingham

A median owner-occupied home value of $158,800.. Watch lower median home values pair with a modest median household income of $46,051..

New York

The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.

Frequently asked questions

How do the median household incomes compare between Birmingham and New York?

According to the 2024 ACS 5-year estimates, Birmingham has a median household income of $46,051, while New York reports a median household income of $80,483.

What are the housing and commute differences in these cities?

Birmingham features a median gross rent of $1,107, a home value of $158,800, and a 23-minute commute. New York shows a median gross rent of $1,821, a home value of $777,600, and a 44-minute commute.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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