Source-led head-to-head · 2024 ACS
Moving from Cape Coral to New York
The 2024 ACS 5-year data shows Cape Coral has a lower median home value ($373,500 vs $777,600) and slightly lower median rent ($1,858 vs $1,821) than New York City, despite NYC’s higher median income ($80,483 vs $78,104). Cape Coral residents enjoy a shorter commute (32 vs 44 minutes), while NYC applies a modeled 5.50% state income tax in calculations—though no actual tax liability is inferred. These trade-offs reflect differing cost-of-living balances: Cape Coral offers more affordable homeownership and shorter travel times, whereas NYC provides higher income potential amid elevated housing costs.
Corridor Direction & Trade-off Delta
⇄ Switch to New York → Cape CoralMoving from Cape Coral to New York
Median Rent Impact
-$37/mo
Moving to New York saves ~$444/yr in rent.
State Tax Treatment
+5.5%
~$5,500 more state tax on a $100k salary in New York.
Daily Commute Difference
+12 min / day
Difference of ~100 hours per year spent commuting based on 2024 ACS midpoint averages.
Your move
Compare the life behind the offer.
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Search all 32,330 U.S. Census places directly below.Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.
Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.
LIVE VERDICTCAP → NYC
51/ 100
A close, nuanced move
Your modeled annual room improves.Estimated annual life delta+$6,668after essentials; unverified state tax excluded
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
The short answer
In the uniform one-person renting baseline, New York is about $444 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.
Cape Coral household income$78,104
New York household income$80,483
Cape Coral gross rent$1,858
New York gross rent$1,821
Housing, income, and tax reference
| Metric | Cape Coral | New York |
|---|---|---|
| 2024 ACS population | 215,536 | 8,483,844 |
| Median household income | $78,104 | $80,483 |
| Median gross rent | $1,858 | $1,821 |
| Median owner-occupied home value | $373,500 | $777,600 |
| State-tax treatment | Excluded | 5.5% simplified |
Time and daily routine
The commute-time distribution produces a weighted one-way estimate of about 32 minutes in Cape Coral and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.
Decision checklist
- Median home value
- Median gross rent
- One-way commute time
- Modeled state income tax reference
What each city wins
Cape Coral
Median rent consumes ~28.5% of median income.. Watch lower home values may offset higher rent burdens for owners..
New York
The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.
Frequently asked questions
Which city has higher housing costs relative to income?
New York City has a significantly higher median home value ($777,600) compared to Cape Coral ($373,500), despite only a modest income advantage ($80,483 vs $78,104), indicating a less favorable housing-income ratio in NYC.
How do commute times compare between the two cities?
Cape Coral residents have a shorter average one-way commute of 32 minutes, while New York City commuters average 44 minutes, giving Cape Coral a 12-minute advantage in daily travel time.
Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.