Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Chicago to Salt Lake City

Chicago and Salt Lake City answer different parts of the relocation question. Salt Lake City has the lower default annual core-cost model, while the salary, excluded state-tax assumption, and rent-versus-buy choice can reverse that result. Use the citywide ACS figures as reference points, then replace them with the actual offer and housing quote.

Corridor Direction & Trade-off Delta

Moving from Chicago to Salt Lake City

⇄ Switch to Salt Lake CityChicago
Median Rent Impact
-$26/mo

Moving to Salt Lake City saves ~$312/yr in rent.

State Tax Treatment
-5.0%

~$4,950 saved in state tax on a $100k salary in Utah.

Daily Commute Difference
-15 min / day

Difference of ~125 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

Search all 32,330 U.S. Census places directly below.

Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTCHISAL
77/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$17,399after essentials; unverified state tax excluded
Take-home$64,505$81,592
Core costs$32,280$31,968
Commute time118 hours gained
Best gainMedian owner-occupied home value of $539,500.
Watch closelyA 21-minute commute estimate versus a $539,500 median home value.
See assumptions and methodology →
Advertisement

The short answer

In the uniform one-person renting baseline, Salt Lake City is about $312 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Chicago household income$77,902
Salt Lake City household income$75,090
Chicago gross rent$1,440
Salt Lake City gross rent$1,414

Housing, income, and tax reference

MetricChicagoSalt Lake City
2024 ACS population2,711,226208,007
Median household income$77,902$75,090
Median gross rent$1,440$1,414
Median owner-occupied home value$334,100$539,500
State-tax treatment4.95% simplifiedExcluded
Salary & Affordability Benchmark

How much do you need to earn to live in Salt Lake City?

2024 ACS Median Income

$75,090/yr

30% Rule for RentRecommended
$56,560 / year

To afford Salt Lake City's median gross rent of $1,414/mo at or below 30% of gross earnings, a household needs approximately $27.19/hour (full-time).

28% Rule for HomeownershipMedian Home
$136,800 / year

Modeled against Salt Lake City's median home benchmark of $539,500 (estimated $3,192/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$75,090gross/year
Affordability Status:Comfortable
Rent is 23% of gross income (31% of net pay)

At this income, median rent is only 23% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,559/mo
Tax 27%
Rent 23%
Essentials 20%
Savings 30%
Taxes: $1,690/mo Rent: $1,414/mo Essentials: $1,250/mo Discretionary Margin: $1,895/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 36 minutes in Chicago and 21 minutes in Salt Lake City. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

Advertisement

Decision checklist

  • Compare actual offers rather than city medians
  • Verify neighborhood housing against the citywide ACS benchmark
  • Treat renting and buying as separate decisions
  • Use the route-specific commute, not only the city estimate

What each city wins

Chicago

Median rent is 22% of median income, below common affordability benchmarks.. Watch lower rent burden may reflect older housing stock or income distribution, not necessarily lower housing quality or availability..

Salt Lake City

Median owner-occupied home value of $539,500.. Watch a 21-minute commute estimate versus a $539,500 median home value..

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

Advertisement