Source-led head-to-head · 2024 ACS
Moving from Cincinnati to Phoenix
Based on 2024 ACS 5-year data, Phoenix has higher median household income ($81,332 vs $52,909) and higher housing costs (rent $1,582 vs $1,001; home value $420,700 vs $230,900) than Cincinnati. Phoenix also has a longer commute (28 vs 24 minutes) and applies a 2.50% state income tax in the model, while Cincinnati’s state tax is excluded per data boundaries. These trade-offs reflect differing cost-of-living and earnings profiles.
Corridor Direction & Trade-off Delta
⇄ Switch to Phoenix → CincinnatiMoving from Cincinnati to Phoenix
Median Rent Impact
+$581/mo
Moving to Phoenix costs ~$6,972 more/yr in rent.
State Tax Treatment
+2.5%
~$2,500 more state tax on a $100k salary in Arizona.
Daily Commute Difference
+4 min / day
Difference of ~33 hours per year spent commuting based on 2024 ACS midpoint averages.
Your move
Compare the life behind the offer.
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Search all 32,330 U.S. Census places directly below.Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.
Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.
LIVE VERDICTCIN → PHX
52/ 100
A close, nuanced move
Your modeled annual room improves.Estimated annual life delta+$2,612after essentials; unverified state tax excluded
Best gainA balanced income-to-rent profile with a low flat state-tax reference
Watch closelyThe $420,700 home-value benchmark is materially above Dallas despite similar commute time
The short answer
In the uniform one-person renting baseline, Cincinnati is about $6,972 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.
Cincinnati household income$52,909
Phoenix household income$81,332
Cincinnati gross rent$1,001
Phoenix gross rent$1,582
Housing, income, and tax reference
| Metric | Cincinnati | Phoenix |
|---|---|---|
| 2024 ACS population | 311,224 | 1,642,323 |
| Median household income | $52,909 | $81,332 |
| Median gross rent | $1,001 | $1,582 |
| Median owner-occupied home value | $230,900 | $420,700 |
| State-tax treatment | Excluded | 2.5% simplified |
Time and daily routine
The commute-time distribution produces a weighted one-way estimate of about 24 minutes in Cincinnati and 28 minutes in Phoenix. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.
Decision checklist
- Median household income
- Median gross rent
- Median owner-occupied home value
- One-way commute time
- State individual income tax in model
What each city wins
Cincinnati
Median rent is 22.7% of median income.. Watch lower housing costs may be offset by higher non-housing expenses..
Phoenix
A balanced income-to-rent profile with a low flat state-tax reference. Watch the $420,700 home-value benchmark is materially above dallas despite similar commute time.
Frequently asked questions
How do housing costs compare between the two cities?
Phoenix has higher median gross rent at $1,582 per month and median home value at $420,700, compared to Cincinnati’s $1,001 rent and $230,900 home value, based on 2024 ACS 5-year estimates.
What role does income play in the cost comparison?
Phoenix’s median household income is $81,332, significantly higher than Cincinnati’s $52,909, which may offset some of its higher housing and tax costs in the calculator’s baseline model.
Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.