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Source-led head-to-head · 2024 ACS

Moving from Durham to Chicago

Comparing Durham, North Carolina, and Chicago, Illinois, using 2024 ACS data reveals distinct trade-offs in population scale, household economics, and daily transit. Durham reports a smaller population of 291,467 with a higher median household income of $81,619, a median gross rent of $1,508 per month, and a median owner-occupied home value of $392,800, alongside a derived one-way commute estimate of 24 minutes. Conversely, Chicago hosts a larger population of 2,711,226 with a median household income of $77,902, a slightly lower median gross rent of $1,440 per month, and a median home value of $334,100, paired with a longer 36-minute commute. Additionally, Chicago includes a simplified state individual income-tax reference of 4.95%, while Durham's profile excludes state tax references.

Corridor Direction & Trade-off Delta

Moving from Durham to Chicago

⇄ Switch to ChicagoDurham
Median Rent Impact
-$68/mo

Moving to Chicago saves ~$816/yr in rent.

State Tax Treatment
+5.0%

~$4,950 more state tax on a $100k salary in Illinois.

Daily Commute Difference
+12 min / day

Difference of ~100 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTDURCHI
52/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$7,656after essentials; unverified state tax excluded
Take-home$69,208$76,048
Core costs$33,096$32,280
Commute time94 hours lost
Best gainMedian rent is 22% of median income, below common affordability benchmarks.
Watch closelyLower rent burden may reflect older housing stock or income distribution, not necessarily lower housing quality or availability.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Chicago is about $816 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Durham household income$81,619
Chicago household income$77,902
Durham gross rent$1,508
Chicago gross rent$1,440

Housing, income, and tax reference

MetricDurhamChicago
2024 ACS population291,4672,711,226
Median household income$81,619$77,902
Median gross rent$1,508$1,440
Median owner-occupied home value$392,800$334,100
State-tax treatmentExcluded4.95% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Chicago?

2024 ACS Median Income

$77,902/yr

30% Rule for RentRecommended
$57,600 / year

To afford Chicago's median gross rent of $1,440/mo at or below 30% of gross earnings, a household needs approximately $27.69/hour (full-time).

28% Rule for HomeownershipMedian Home
$84,729 / year

Modeled against Chicago's median home benchmark of $334,100 (estimated $1,977/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$77,902gross/year
Affordability Status:Comfortable
Rent is 22% of gross income (33% of net pay)

At this income, median rent is only 22% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,408/mo
Tax 32%
Rent 22%
Essentials 19%
Savings 27%
Taxes: $2,077/mo Rent: $1,440/mo Essentials: $1,250/mo Discretionary Margin: $1,718/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 24 minutes in Durham and 36 minutes in Chicago. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Durham population versus Chicago population scale
  • Median household income differences
  • Gross rent and home value variations
  • Derived one-way commute time estimates

What each city wins

Durham

A median household income of $81,619 alongside a median home value of $392,800.. Watch a 24-minute derived commute estimate against citywide housing costs..

Chicago

Median rent is 22% of median income, below common affordability benchmarks.. Watch lower rent burden may reflect older housing stock or income distribution, not necessarily lower housing quality or availability..

Frequently asked questions

How do the populations of Durham and Chicago compare according to the 2024 ACS data?

Durham has a 2024 ACS 5-year population estimate of 291,467, while Chicago's population estimate is significantly larger at 2,711,226.

What are the housing and income differences between Durham and Chicago?

Durham shows a median household income of $81,619, median gross rent of $1,508, and home value of $392,800. Chicago records a median household income of $77,902, median gross rent of $1,440, and home value of $334,100.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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