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Source-led head-to-head · 2024 ACS

Moving from Enterprise to New York

The 2024 ACS 5-year data shows Enterprise, NV has a higher median household income ($98,462) than New York, NY ($80,483), but lower median gross rent ($1,934 vs. $1,821) and significantly lower median home value ($475,500 vs. $777,600). Enterprise also has a shorter commute (26 vs. 44 minutes). New York’s calculator applies a 5.50% state income tax assumption, while Enterprise’s tax is excluded per data boundaries. These factors create a trade-off: Enterprise offers higher income and lower housing costs with shorter commutes, while New York provides urban density and amenities despite higher housing costs relative to income and longer commutes, with tax assumptions affecting net affordability.

Corridor Direction & Trade-off Delta

Moving from Enterprise to New York

⇄ Switch to New YorkEnterprise
Median Rent Impact
-$113/mo

Moving to New York saves ~$1,356/yr in rent.

State Tax Treatment
+5.5%

~$5,500 more state tax on a $100k salary in New York.

Daily Commute Difference
+18 min / day

Difference of ~150 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTENTNYC
47/ 100

The offer needs work

Your modeled annual room improves.
Estimated annual life delta+$7,580after essentials; unverified state tax excluded
Take-home$69,208$75,432
Core costs$38,208$36,852
Commute time141 hours lost
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, New York is about $1,356 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Enterprise household income$98,462
New York household income$80,483
Enterprise gross rent$1,934
New York gross rent$1,821

Housing, income, and tax reference

MetricEnterpriseNew York
2024 ACS population240,4648,483,844
Median household income$98,462$80,483
Median gross rent$1,934$1,821
Median owner-occupied home value$475,500$777,600
State-tax treatmentExcluded5.5% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in New York?

2024 ACS Median Income

$80,483/yr

30% Rule for RentRecommended
$72,840 / year

To afford New York's median gross rent of $1,821/mo at or below 30% of gross earnings, a household needs approximately $35.02/hour (full-time).

28% Rule for HomeownershipMedian Home
$197,186 / year

Modeled against New York's median home benchmark of $777,600 (estimated $4,601/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$80,483gross/year
Affordability Status:Balanced
Rent is 27% of gross income (40% of net pay)

Rent aligns with the standard 30% rule (27% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,517/mo
Tax 33%
Rent 27%
Essentials 19%
Savings 21%
Taxes: $2,213/mo Rent: $1,821/mo Essentials: $1,250/mo Discretionary Margin: $1,446/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 26 minutes in Enterprise and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • Median owner-occupied home value
  • One-way commute time
  • State income tax assumption in calculator

What each city wins

Enterprise

Median rent is 23.6% of median income.. Watch higher incomes offset high rents, but non-housing costs remain uncertain..

New York

The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.

Frequently asked questions

How does housing affordability compare between Enterprise and New York when considering income and rent?

Enterprise has a higher median income ($98,462) and slightly higher median gross rent ($1,934) than New York ($80,483 income, $1,821 rent), but rent consumes a smaller share of income in Enterprise (23.6%) versus New York (27.1%), suggesting relatively better rental affordability in Enterprise.

What trade-off exists between commute time and housing costs in these two cities?

Enterprise residents enjoy a significantly shorter average commute (26 minutes) compared to New York (44 minutes), while also facing lower median home values ($475,500 vs. $777,600), indicating a favorable trade-off of time and housing cost savings in Enterprise despite its smaller urban scale.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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