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Source-led head-to-head · 2024 ACS

Moving from Fort Wayne to Houston

Based on the 2024 ACS 5-year estimates, Fort Wayne, Indiana, and Houston, Texas, present distinct trade-offs between housing affordability, income, and commutes. Fort Wayne offers a smaller population of 268,589 with a median household income of $61,422, paired with lower housing costs including a median gross rent of $999 and a median home value of $188,900. Its derived one-way commute is shorter at 23 minutes. Conversely, Houston accommodates 2,328,253 residents with a slightly higher median household income of $64,813, but requires higher housing expenses with a median gross rent of $1,361 and a median home value of $277,800, alongside a longer 30-minute commute. While Houston utilizes a simplified state individual income-tax reference of 0.00%, Fort Wayne's state tax is excluded. Neither citywide data set dictates a universal winner.

Corridor Direction & Trade-off Delta

Moving from Fort Wayne to Houston

⇄ Switch to HoustonFort Wayne
Median Rent Impact
+$362/mo

Moving to Houston costs ~$4,344 more/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+7 min / day

Difference of ~58 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTFORHOU
54/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$8,040after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$26,988$31,332
Commute time55 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Fort Wayne is about $4,344 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Fort Wayne household income$61,422
Houston household income$64,813
Fort Wayne gross rent$999
Houston gross rent$1,361

Housing, income, and tax reference

MetricFort WayneHouston
2024 ACS population268,5892,328,253
Median household income$61,422$64,813
Median gross rent$999$1,361
Median owner-occupied home value$188,900$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 23 minutes in Fort Wayne and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Fort Wayne median rent is $999 versus Houston's $1,361
  • Houston median household income is $64,813 compared to Fort Wayne's $61,422
  • Fort Wayne shorter derived one-way commute of 23 minutes versus 30 minutes in Houston
  • Houston median home value is $277,800 compared to Fort Wayne's $188,900

What each city wins

Fort Wayne

Rent consumes under 20% of median income locally.. Watch lower housing costs may reflect tradeoffs in job access or amenities..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do median gross rents compare between Fort Wayne and Houston?

According to the 2024 ACS 5-year estimates, the median gross rent in Fort Wayne is $999 per month, whereas the median gross rent in Houston is higher at $1,361 per month.

What are the population and commute differences in these cities?

Fort Wayne has an estimated population of 268,589 with a derived one-way commute of 23 minutes. Houston is substantially larger with 2,328,253 residents and a longer derived one-way commute of 30 minutes.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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