Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Frisco to Phoenix

Based on the 2024 ACS 5-year estimates, comparing Frisco, Texas, and Phoenix, Arizona, reveals distinct economic trade-offs. Frisco features a substantially higher median household income of $150,212 compared to Phoenix's $81,332. However, this higher earning potential comes with elevated housing costs, as Frisco's median gross rent is $2,014 and median home value is $642,100, whereas Phoenix reports a lower median gross rent of $1,582 and a median home value of $420,700. Commute times are closely matched, with Frisco at an estimated 30 minutes and Phoenix at 28 minutes. Additionally, Phoenix incorporates a simplified state individual income-tax reference of 2.50%, while Frisco's state individual income tax is excluded from the source profile. Both cities utilize a uniform non-housing baseline of $1,250 per month.

Corridor Direction & Trade-off Delta

Moving from Frisco to Phoenix

⇄ Switch to PhoenixFrisco
Median Rent Impact
-$432/mo

Moving to Phoenix saves ~$5,184/yr in rent.

State Tax Treatment
+2.5%

~$2,500 more state tax on a $100k salary in Arizona.

Daily Commute Difference
-2 min / day

Difference of ~17 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

Search all 32,330 U.S. Census places directly below.

Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTFRIPHX
63/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$14,768after essentials; unverified state tax excluded
Take-home$69,208$78,792
Core costs$39,168$33,984
Commute time16 hours gained
Best gainA balanced income-to-rent profile with a low flat state-tax reference
Watch closelyThe $420,700 home-value benchmark is materially above Dallas despite similar commute time
See assumptions and methodology →
Advertisement

The short answer

In the uniform one-person renting baseline, Phoenix is about $5,184 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Frisco household income$150,212
Phoenix household income$81,332
Frisco gross rent$2,014
Phoenix gross rent$1,582

Housing, income, and tax reference

MetricFriscoPhoenix
2024 ACS population219,3041,642,323
Median household income$150,212$81,332
Median gross rent$2,014$1,582
Median owner-occupied home value$642,100$420,700
State-tax treatmentExcluded2.5% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Phoenix?

2024 ACS Median Income

$81,332/yr

30% Rule for RentRecommended
$63,280 / year

To afford Phoenix's median gross rent of $1,582/mo at or below 30% of gross earnings, a household needs approximately $30.42/hour (full-time).

28% Rule for HomeownershipMedian Home
$106,671 / year

Modeled against Phoenix's median home benchmark of $420,700 (estimated $2,489/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$81,332gross/year
Affordability Status:Comfortable
Rent is 23% of gross income (33% of net pay)

At this income, median rent is only 23% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,768/mo
Tax 30%
Rent 23%
Essentials 18%
Savings 29%
Taxes: $2,033/mo Rent: $1,582/mo Essentials: $1,250/mo Discretionary Margin: $1,936/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 30 minutes in Frisco and 28 minutes in Phoenix. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

Advertisement

Decision checklist

  • Frisco offers a significantly higher median household income.
  • Phoenix features lower median gross rent and home values.
  • Derived one-way commute times are similar between cities.
  • State income tax references differ in availability and rate.

What each city wins

Frisco

Median household income of $150,212 against a median home value of $642,100.. Watch a high median household income paired with a $642,100 median home value and $2,014 median gross rent..

Phoenix

A balanced income-to-rent profile with a low flat state-tax reference. Watch the $420,700 home-value benchmark is materially above dallas despite similar commute time.

Frequently asked questions

How do median household incomes compare between Frisco and Phoenix?

According to the 2024 ACS 5-year estimates, Frisco has a median household income of $150,212, which is notably higher than Phoenix's median household income of $81,332.

Which city has more affordable housing costs according to the ACS data?

Phoenix has lower housing costs, with a median gross rent of $1,582 and a median owner-occupied home value of $420,700, compared to Frisco's median gross rent of $2,014 and median home value of $642,100.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

Advertisement