Source-led head-to-head · 2024 ACS
Moving from Gilbert to New York
Based on 2024 ACS 5-year data, Gilbert, AZ has a higher median household income ($122,551) and lower median gross rent ($2,110) compared to New York, NY ($80,483 income, $1,821 rent), but New York has higher home values ($777,600 vs $575,100). Gilbert’s shorter commute (27 min vs 44 min) and absence of a modeled state income tax in its profile contrast with New York’s 5.50% simplified tax reference. These factors create a trade-off where Gilbert offers stronger income-to-rent ratio and commute efficiency, while New York reflects higher housing costs and longer commutes despite lower median income.
Corridor Direction & Trade-off Delta
⇄ Switch to New York → GilbertMoving from Gilbert to New York
Median Rent Impact
-$289/mo
Moving to New York saves ~$3,468/yr in rent.
State Tax Treatment
+5.5%
~$5,500 more state tax on a $100k salary in New York.
Daily Commute Difference
+17 min / day
Difference of ~142 hours per year spent commuting based on 2024 ACS midpoint averages.
Your move
Compare the life behind the offer.
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Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.
LIVE VERDICTGIL → NYC
48/ 100
The offer needs work
Your modeled annual room improves.Estimated annual life delta+$9,692after essentials; unverified state tax excluded
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
The short answer
In the uniform one-person renting baseline, New York is about $3,468 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.
Gilbert household income$122,551
New York household income$80,483
Gilbert gross rent$2,110
New York gross rent$1,821
Housing, income, and tax reference
| Metric | Gilbert | New York |
|---|---|---|
| 2024 ACS population | 280,262 | 8,483,844 |
| Median household income | $122,551 | $80,483 |
| Median gross rent | $2,110 | $1,821 |
| Median owner-occupied home value | $575,100 | $777,600 |
| State-tax treatment | Excluded | 5.5% simplified |
Time and daily routine
The commute-time distribution produces a weighted one-way estimate of about 27 minutes in Gilbert and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.
Decision checklist
- Median household income comparison
- Median gross rent levels
- One-way commute time estimates
- State income tax modeling approach
What each city wins
Gilbert
Rent-to-income ratio is approximately 20.6% based on citywide medians.. Watch higher home values may reflect long-term equity potential despite elevated monthly housing costs..
New York
The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.
Frequently asked questions
How does Gilbert’s income compare to New York’s despite lower rents?
Gilbert’s median household income is $42,068 higher than New York’s, while its median gross rent is only $289 more per month, resulting in a significantly more favorable income-to-rent ratio in Gilbert.
What trade-off exists between home values and commute times in these cities?
New York has higher median home values ($202,500 more than Gilbert) but also a longer average commute (17 minutes more), indicating a trade-off where higher housing costs are paired with reduced transit efficiency.
Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.