Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Houston to Garland

Houston and Garland answer different parts of the relocation question. Houston has the lower default annual core-cost model, while the salary, excluded state-tax assumption, and rent-versus-buy choice can reverse that result. Use the citywide ACS figures as reference points, then replace them with the actual offer and housing quote.

Corridor Direction & Trade-off Delta

Moving from Houston to Garland

⇄ Switch to GarlandHouston
Median Rent Impact
+$280/mo

Moving to Garland costs ~$3,360 more/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+2 min / day

Difference of ~17 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

Search all 32,330 U.S. Census places directly below.

Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTHOUGAR
59/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$9,024after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$31,332$34,692
Commute time16 hours lost
Best gainMedian rent consumes roughly 26% of median income.
Watch closelyLower home values may reflect trade-offs in commute time or neighborhood amenities.
See assumptions and methodology →
Advertisement

The short answer

In the uniform one-person renting baseline, Houston is about $3,360 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Houston household income$64,813
Garland household income$76,320
Houston gross rent$1,361
Garland gross rent$1,641

Housing, income, and tax reference

MetricHoustonGarland
2024 ACS population2,328,253246,844
Median household income$64,813$76,320
Median gross rent$1,361$1,641
Median owner-occupied home value$277,800$270,800
State-tax treatment0% simplifiedExcluded
Salary & Affordability Benchmark

How much do you need to earn to live in Garland?

2024 ACS Median Income

$76,320/yr

30% Rule for RentRecommended
$65,640 / year

To afford Garland's median gross rent of $1,641/mo at or below 30% of gross earnings, a household needs approximately $31.56/hour (full-time).

28% Rule for HomeownershipMedian Home
$68,657 / year

Modeled against Garland's median home benchmark of $270,800 (estimated $1,602/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$76,320gross/year
Affordability Status:Balanced
Rent is 26% of gross income (35% of net pay)

Rent aligns with the standard 30% rule (26% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,633/mo
Tax 27%
Rent 26%
Essentials 20%
Savings 27%
Taxes: $1,717/mo Rent: $1,641/mo Essentials: $1,250/mo Discretionary Margin: $1,742/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 30 minutes in Houston and 32 minutes in Garland. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

Advertisement

Decision checklist

  • Compare actual offers rather than city medians
  • Verify neighborhood housing against the citywide ACS benchmark
  • Treat renting and buying as separate decisions
  • Use the route-specific commute, not only the city estimate

What each city wins

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Garland

Median rent consumes roughly 26% of median income.. Watch lower home values may reflect trade-offs in commute time or neighborhood amenities..

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

Advertisement