Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Houston to Plano

Houston and Plano answer different parts of the relocation question. Houston has the lower default annual core-cost model, while the salary, excluded state-tax assumption, and rent-versus-buy choice can reverse that result. Use the citywide ACS figures as reference points, then replace them with the actual offer and housing quote.

Corridor Direction & Trade-off Delta

Moving from Houston to Plano

⇄ Switch to PlanoHouston
Median Rent Impact
+$480/mo

Moving to Plano costs ~$5,760 more/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
-3 min / day

Difference of ~25 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

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Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTHOUPLA
63/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$6,624after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$31,332$37,092
Commute time24 hours gained
Best gainRent-to-income ratio suggests rental affordability.
Watch closelyHome values may strain affordability despite favorable rental metrics.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $5,760 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Houston household income$64,813
Plano household income$112,253
Houston gross rent$1,361
Plano gross rent$1,841

Housing, income, and tax reference

MetricHoustonPlano
2024 ACS population2,328,253290,594
Median household income$64,813$112,253
Median gross rent$1,361$1,841
Median owner-occupied home value$277,800$465,900
State-tax treatment0% simplifiedExcluded
Salary & Affordability Benchmark

How much do you need to earn to live in Plano?

2024 ACS Median Income

$112,253/yr

30% Rule for RentRecommended
$73,640 / year

To afford Plano's median gross rent of $1,841/mo at or below 30% of gross earnings, a household needs approximately $35.40/hour (full-time).

28% Rule for HomeownershipMedian Home
$118,157 / year

Modeled against Plano's median home benchmark of $465,900 (estimated $2,757/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$112,253gross/year
Affordability Status:Comfortable
Rent is 20% of gross income (27% of net pay)

At this income, median rent is only 20% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $6,815/mo
Tax 27%
Rent 20%
Essentials 13%
Savings 40%
Taxes: $2,526/mo Rent: $1,841/mo Essentials: $1,250/mo Discretionary Margin: $3,724/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 30 minutes in Houston and 27 minutes in Plano. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Compare actual offers rather than city medians
  • Verify neighborhood housing against the citywide ACS benchmark
  • Treat renting and buying as separate decisions
  • Use the route-specific commute, not only the city estimate

What each city wins

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Plano

Rent-to-income ratio suggests rental affordability.. Watch home values may strain affordability despite favorable rental metrics..

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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