Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Irvine to New York

Based on 2024 ACS 5-year estimates, Irvine shows significantly higher median household income ($136,719) and home values ($1,191,500) compared to New York City ($80,483 income, $777,600 home value), but also substantially higher median gross rent ($2,997 vs $1,821). Irvine residents have a shorter estimated one-way commute (27 minutes) versus NYC’s 44 minutes. While NYC applies a simplified state individual income-tax reference of 5.50% in the model, Irvine’s profile excludes state tax due to lack of approved reference. The uniform non-housing baseline of $1,250/month is a model assumption applied equally. These figures reflect trade-offs in affordability, income, and commute time, but no universal conclusion about overall livability is drawn.

Corridor Direction & Trade-off Delta

Moving from Irvine to New York

⇄ Switch to New YorkIrvine
Median Rent Impact
-$1,176/mo

Moving to New York saves ~$14,112/yr in rent.

State Tax Treatment
+5.5%

~$5,500 more state tax on a $100k salary in New York.

Daily Commute Difference
+17 min / day

Difference of ~142 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

Search all 32,330 U.S. Census places directly below.

Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTIRVNYC
60/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$20,336after essentials; unverified state tax excluded
Take-home$69,208$75,432
Core costs$50,964$36,852
Commute time133 hours lost
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
See assumptions and methodology →
Advertisement

The short answer

In the uniform one-person renting baseline, New York is about $14,112 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Irvine household income$136,719
New York household income$80,483
Irvine gross rent$2,997
New York gross rent$1,821

Housing, income, and tax reference

MetricIrvineNew York
2024 ACS population311,6908,483,844
Median household income$136,719$80,483
Median gross rent$2,997$1,821
Median owner-occupied home value$1,191,500$777,600
State-tax treatmentExcluded5.5% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in New York?

2024 ACS Median Income

$80,483/yr

30% Rule for RentRecommended
$72,840 / year

To afford New York's median gross rent of $1,821/mo at or below 30% of gross earnings, a household needs approximately $35.02/hour (full-time).

28% Rule for HomeownershipMedian Home
$197,186 / year

Modeled against New York's median home benchmark of $777,600 (estimated $4,601/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$80,483gross/year
Affordability Status:Balanced
Rent is 27% of gross income (40% of net pay)

Rent aligns with the standard 30% rule (27% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,517/mo
Tax 33%
Rent 27%
Essentials 19%
Savings 21%
Taxes: $2,213/mo Rent: $1,821/mo Essentials: $1,250/mo Discretionary Margin: $1,446/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 27 minutes in Irvine and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

Advertisement

Decision checklist

  • Median household income
  • Median gross rent
  • Median owner-occupied home value
  • Estimated one-way commute time

What each city wins

Irvine

Median rent is nearly triple the national average.. Watch high income offsets high housing costs, but discretionary savings may be limited..

New York

The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.

Frequently asked questions

How does Irvine’s median household income compare to New York City’s?

Irvine’s median household income is $136,719, which is substantially higher than New York City’s $80,483 according to the 2024 ACS 5-year estimates.

What is the difference in median gross rent between the two cities?

Irvine’s median gross rent is $2,997 per month, while New York City’s is $1,821, making Irvine’s rent $1,176 higher monthly based on 2024 ACS data.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

Advertisement