Source-led head-to-head · 2024 ACS
Moving from Jersey City to New York
The 2024 ACS 5-year estimates reveal a clear structural trade-off between Jersey City and New York. Jersey City reports a higher median household income of $97,710 compared to New York's $80,483, alongside a slightly higher median gross rent of $2,007 versus New York's $1,821. Meanwhile, New York exhibits a substantially higher median owner-occupied home value at $777,600 compared to Jersey City's $566,900. Commute times are comparable, with Jersey City averaging 40 minutes and New York averaging 44 minutes. Additionally, New York incorporates a simplified state individual income-tax reference of 5.50%, while Jersey City's state individual income tax is deliberately excluded due to a lack of current official state reference approval. Neither citywide dataset addresses safety, schools, weather, insurance, or job quality.
Corridor Direction & Trade-off Delta
⇄ Switch to New York → Jersey CityMoving from Jersey City to New York
Median Rent Impact
-$186/mo
Moving to New York saves ~$2,232/yr in rent.
State Tax Treatment
+5.5%
~$5,500 more state tax on a $100k salary in New York.
Daily Commute Difference
+4 min / day
Difference of ~33 hours per year spent commuting based on 2024 ACS midpoint averages.
Your move
Compare the life behind the offer.
Adjust the assumptions. Every result updates instantly.
Search all 32,330 U.S. Census places directly below.Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.
Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.
LIVE VERDICTJER → NYC
56/ 100
A close, nuanced move
Your modeled annual room improves.Estimated annual life delta+$8,456after essentials; unverified state tax excluded
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
The short answer
In the uniform one-person renting baseline, New York is about $2,232 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.
Jersey City household income$97,710
New York household income$80,483
Jersey City gross rent$2,007
New York gross rent$1,821
Housing, income, and tax reference
| Metric | Jersey City | New York |
|---|---|---|
| 2024 ACS population | 294,078 | 8,483,844 |
| Median household income | $97,710 | $80,483 |
| Median gross rent | $2,007 | $1,821 |
| Median owner-occupied home value | $566,900 | $777,600 |
| State-tax treatment | Excluded | 5.5% simplified |
Time and daily routine
The commute-time distribution produces a weighted one-way estimate of about 40 minutes in Jersey City and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.
Decision checklist
- Median household income levels
- Gross rent and home values
- Derived one-way commute estimates
- State income tax data availability
What each city wins
Jersey City
Median household income of $97,710 against a $2,007 median gross rent.. Watch a derived 40-minute one-way commute estimate alongside citywide housing costs..
New York
The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.
Frequently asked questions
How do median household incomes compare between Jersey City and New York?
According to the 2024 ACS 5-year estimates, Jersey City has a median household income of $97,710, whereas New York records a median household income of $80,483.
What are the median housing costs in both cities?
The 2024 ACS 5-year data shows a median gross rent of $2,007 and a median owner-occupied home value of $566,900 in Jersey City. In contrast, New York records a median gross rent of $1,821 and a median home value of $777,600.
Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.