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Source-led head-to-head · 2024 ACS

Moving from Laredo to Los Angeles

Based on 2024 ACS 5-year data, Laredo has a median household income of $63,915 and median gross rent of $1,030, while Los Angeles reports $81,939 income and $1,933 rent. Laredo’s lower income is offset by significantly lower housing costs, yielding a more favorable rent-to-income ratio. Commute times are shorter in Laredo (23 minutes) versus Los Angeles (33 minutes). Los Angeles applies a 9.30% state individual income tax in the calculator, while Laredo’s state tax is excluded per data boundaries. These factors create a trade-off: Los Angeles offers higher earnings but higher housing and tax burdens; Laredo provides affordability and shorter commutes at lower income levels. Neither city universally dominates—choice depends on individual priorities regarding income, housing costs, commute, and tax exposure.

Corridor Direction & Trade-off Delta

Moving from Laredo to Los Angeles

⇄ Switch to Los AngelesLaredo
Median Rent Impact
+$903/mo

Moving to Los Angeles costs ~$10,836 more/yr in rent.

State Tax Treatment
+9.3%

~$9,300 more state tax on a $100k salary in California.

Daily Commute Difference
+10 min / day

Difference of ~83 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTLARLAX
33/ 100

The offer needs work

The destination absorbs more of the offer.
Estimated annual life delta$8,868after essentials; unverified state tax excluded
Take-home$69,208$71,176
Core costs$27,360$38,196
Commute time78 hours lost
Best gainA large labor market with a household-income benchmark above New York's
Watch closelyA $921,200 ownership benchmark and a conservative marginal California tax reference
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Laredo is about $10,836 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Laredo household income$63,915
Los Angeles household income$81,939
Laredo gross rent$1,030
Los Angeles gross rent$1,933

Housing, income, and tax reference

MetricLaredoLos Angeles
2024 ACS population257,6193,857,263
Median household income$63,915$81,939
Median gross rent$1,030$1,933
Median owner-occupied home value$193,500$921,200
State-tax treatmentExcluded9.3% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Los Angeles?

2024 ACS Median Income

$81,939/yr

30% Rule for RentRecommended
$77,320 / year

To afford Los Angeles's median gross rent of $1,933/mo at or below 30% of gross earnings, a household needs approximately $37.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$233,571 / year

Modeled against Los Angeles's median home benchmark of $921,200 (estimated $5,450/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$81,939gross/year
Affordability Status:Balanced
Rent is 28% of gross income (45% of net pay)

Rent aligns with the standard 30% rule (28% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,339/mo
Tax 36%
Rent 28%
Essentials 18%
Savings 18%
Taxes: $2,458/mo Rent: $1,933/mo Essentials: $1,250/mo Discretionary Margin: $1,156/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 23 minutes in Laredo and 33 minutes in Los Angeles. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • One-way commute time
  • State individual income tax treatment

What each city wins

Laredo

Rent-to-income ratio suggests affordability at the city level.. Watch citywide averages may mask significant local cost and income disparities..

Los Angeles

A large labor market with a household-income benchmark above New York's. Watch a $921,200 ownership benchmark and a conservative marginal california tax reference.

Frequently asked questions

How does housing affordability compare between Laredo and Los Angeles?

Laredo’s median gross rent is $1,030 versus Los Angeles’ $1,933, while median household income is $63,915 in Laredo and $81,939 in Los Angeles. Rent consumes a smaller share of income in Laredo, indicating better relative housing affordability despite lower nominal earnings.

What role does commute time and tax play in the Laredo-Los Angeles comparison?

Laredo’s average one-way commute is 23 minutes, 10 minutes shorter than Los Angeles’ 33 minutes. Los Angeles incorporates a 9.30% state individual income tax in its calculator, while Laredo’s state tax is excluded per data boundaries, affecting net income comparisons.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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