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Source-led head-to-head · 2024 ACS

Moving from Modesto to Houston

Comparing Modesto, California and Houston, Texas using the 2024 ACS 5-year estimates highlights distinct housing, income, and commute trade-offs. Modesto features a higher median household income of $79,891 alongside a steeper median gross rent of $1,690 per month and a median home value of $442,700. In contrast, Houston offers a larger population and a lower median household income of $64,813, paired with more affordable housing metrics showing a median gross rent of $1,361 and a median owner-occupied home value of $277,800. Commute times are closely aligned, with Modesto at an estimated 31 minutes and Houston at 30 minutes. Additionally, Houston includes a simplified state individual income-tax reference of 0.00%, whereas Modesto's state individual income tax is excluded. Neither dataset evaluates safety, schools, weather, insurance, or job quality.

Corridor Direction & Trade-off Delta

Moving from Modesto to Houston

⇄ Switch to HoustonModesto
Median Rent Impact
-$329/mo

Moving to Houston saves ~$3,948/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
-1 min / day

Difference of ~8 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTMODHOU
68/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$16,332after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$35,280$31,332
Commute time8 hours gained
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $3,948 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Modesto household income$79,891
Houston household income$64,813
Modesto gross rent$1,690
Houston gross rent$1,361

Housing, income, and tax reference

MetricModestoHouston
2024 ACS population219,2152,328,253
Median household income$79,891$64,813
Median gross rent$1,690$1,361
Median owner-occupied home value$442,700$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 31 minutes in Modesto and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income differences
  • Gross rent and home values
  • Derived one-way commute duration
  • State tax reference variations

What each city wins

Modesto

A median owner-occupied home value of $442,700.. Watch a 31-minute derived one-way commute..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do Modesto and Houston compare in population size according to the 2024 ACS estimates?

Modesto has an estimated population of 219,215, while Houston is significantly larger with an estimated 2,328,253 residents.

What are the housing cost differences between Modesto and Houston?

Modesto records a median gross rent of $1,690 and a median home value of $442,700, whereas Houston features a lower median gross rent of $1,361 and a median home value of $277,800.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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