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Source-led head-to-head · 2024 ACS

Moving from Moreno Valley to Houston

The 2024 ACS 5-year data reveals Moreno Valley has higher income ($93,222) and home values ($503,700) but significantly higher rents ($2,135) and longer commutes (38 min) than Houston ($64,813 income, $277,800 home value, $1,361 rent, 30 min commute). Houston has no state income tax per the calculator’s reference, while Moreno Valley’s state tax is excluded per profile rules. The uniform $1,250 non-housing baseline applies equally. This creates a trade-off: Moreno Valley offers greater earning potential and home equity but at higher housing and time costs; Houston provides lower housing burdens and shorter commutes with lower income, reflecting divergent affordability and lifestyle profiles without implying one is universally superior.

Corridor Direction & Trade-off Delta

Moving from Moreno Valley to Houston

⇄ Switch to HoustonMoreno Valley
Median Rent Impact
-$774/mo

Moving to Houston saves ~$9,288/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
-8 min / day

Difference of ~67 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTMORHOU
78/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$21,672after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$40,620$31,332
Commute time63 hours gained
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $9,288 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Moreno Valley household income$93,222
Houston household income$64,813
Moreno Valley gross rent$2,135
Houston gross rent$1,361

Housing, income, and tax reference

MetricMoreno ValleyHouston
2024 ACS population211,6662,328,253
Median household income$93,222$64,813
Median gross rent$2,135$1,361
Median owner-occupied home value$503,700$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 38 minutes in Moreno Valley and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • Median owner-occupied home value
  • One-way commute time
  • State income tax treatment in calculator
  • Uniform non-housing cost baseline

What each city wins

Moreno Valley

Rent-to-income ratio is 27.5%, below typical burden threshold.. Watch affordability varies by neighborhood; citywide data masks local disparities..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do housing costs compare between Moreno Valley and Houston relative to income?

Moreno Valley’s median gross rent is 57% higher than Houston’s ($2,135 vs $1,361), while its median household income is 44% higher ($93,222 vs $64,813), indicating housing costs rise faster than income in Moreno Valley, reducing net affordability despite higher earnings.

What role does commute time play in the livability trade-off between these cities?

Moreno Valley’s average one-way commute is 8 minutes longer than Houston’s (38 vs 30 minutes), adding roughly 6.5 hours per month of travel time for a round-trip worker, which may offset income advantages through reduced personal time and increased transportation fatigue.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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