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Source-led head-to-head · 2024 ACS

Moving from New York to Arlington

New York and Arlington answer different parts of the relocation question. New York has the lower default annual core-cost model, while the salary, excluded state-tax assumption, and rent-versus-buy choice can reverse that result. Use the citywide ACS figures as reference points, then replace them with the actual offer and housing quote.

Corridor Direction & Trade-off Delta

Moving from New York to Arlington

⇄ Switch to ArlingtonNew York
Median Rent Impact
+$501/mo

Moving to Arlington costs ~$6,012 more/yr in rent.

State Tax Treatment
-5.5%

~$5,500 saved in state tax on a $100k salary in Virginia.

Daily Commute Difference
-15 min / day

Difference of ~125 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTNYCARL
76/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$11,597after essentials; unverified state tax excluded
Take-home$63,983$81,592
Core costs$36,852$42,864
Commute time118 hours gained
Best gainA median household income of $142,114 paired with an $895,000 home value.
Watch closelyA high median household income against an $895,000 median home value.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, New York is about $6,012 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

New York household income$80,483
Arlington household income$142,114
New York gross rent$1,821
Arlington gross rent$2,322

Housing, income, and tax reference

MetricNew YorkArlington
2024 ACS population8,483,844236,254
Median household income$80,483$142,114
Median gross rent$1,821$2,322
Median owner-occupied home value$777,600$895,000
State-tax treatment5.5% simplifiedExcluded
Salary & Affordability Benchmark

How much do you need to earn to live in Arlington?

2024 ACS Median Income

$142,114/yr

30% Rule for RentRecommended
$92,880 / year

To afford Arlington's median gross rent of $2,322/mo at or below 30% of gross earnings, a household needs approximately $44.65/hour (full-time).

28% Rule for HomeownershipMedian Home
$226,929 / year

Modeled against Arlington's median home benchmark of $895,000 (estimated $5,295/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$142,114gross/year
Affordability Status:Comfortable
Rent is 20% of gross income (27% of net pay)

At this income, median rent is only 20% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $8,628/mo
Tax 27%
Rent 20%
Essentials 11%
Savings 42%
Taxes: $3,198/mo Rent: $2,322/mo Essentials: $1,250/mo Discretionary Margin: $5,056/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 44 minutes in New York and 29 minutes in Arlington. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Compare actual offers rather than city medians
  • Verify neighborhood housing against the citywide ACS benchmark
  • Treat renting and buying as separate decisions
  • Use the route-specific commute, not only the city estimate

What each city wins

New York

The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.

Arlington

A median household income of $142,114 paired with an $895,000 home value.. Watch a high median household income against an $895,000 median home value..

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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