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Source-led head-to-head · 2024 ACS

Moving from Newark to Houston

Based on 2024 ACS 5-year data, Houston has a higher median household income ($64,813) than Newark ($52,060), but Newark’s median gross rent ($1,392) is slightly above Houston’s ($1,361). Newark’s median home value ($373,700) significantly exceeds Houston’s ($277,800), reflecting differing housing markets. Commute times favor Houston at 30 minutes versus Newark’s 36 minutes. Texas applies a 0.00% state individual income tax in the model, while New Jersey’s rate is excluded per source boundaries. These factors create a trade-off: Houston offers higher income and lower home values with shorter commutes, while Newark has marginally higher rents and longer commutes despite lower income, with no tax rate applied in the model for either city’s comparison.

Corridor Direction & Trade-off Delta

Moving from Newark to Houston

⇄ Switch to HoustonNewark
Median Rent Impact
-$31/mo

Moving to Houston saves ~$372/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
-6 min / day

Difference of ~50 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTNEWHOU
70/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$12,756after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$31,704$31,332
Commute time47 hours gained
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $372 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Newark household income$52,060
Houston household income$64,813
Newark gross rent$1,392
Houston gross rent$1,361

Housing, income, and tax reference

MetricNewarkHouston
2024 ACS population310,1782,328,253
Median household income$52,060$64,813
Median gross rent$1,392$1,361
Median owner-occupied home value$373,700$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 36 minutes in Newark and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • Median owner-occupied home value
  • One-way commute time

What each city wins

Newark

High rent burden. Watch rent vs income balance.

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do housing costs compare between Newark and Houston?

Newark’s median gross rent is $1,392 per month, slightly higher than Houston’s $1,361. However, Newark’s median home value is $373,700, substantially above Houston’s $277,800, indicating differing affordability dynamics for renters versus owners.

What role does commute time and tax play in the city comparison?

Houston’s average one-way commute is 30 minutes, shorter than Newark’s 36 minutes. The model applies a 0.00% state individual income tax for Houston, while Newark’s state tax is excluded per source boundaries and not factored into the comparison.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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