Source-led head-to-head · 2024 ACS
Moving from Peoria to New York
Based on 2024 ACS 5-year data, Peoria has a higher median household income ($95,815 vs $80,483) and lower median home value ($463,600 vs $777,600) than New York City, while gross rents are nearly identical ($1,843 vs $1,821). Peoria’s shorter commute (31 vs 44 minutes) and absence of a modeled state income tax in its profile enhance its net affordability advantage despite similar housing costs.
Corridor Direction & Trade-off Delta
⇄ Switch to New York → PeoriaMoving from Peoria to New York
Median Rent Impact
-$22/mo
Moving to New York saves ~$264/yr in rent.
State Tax Treatment
+5.5%
~$5,500 more state tax on a $100k salary in New York.
Daily Commute Difference
+13 min / day
Difference of ~108 hours per year spent commuting based on 2024 ACS midpoint averages.
Your move
Compare the life behind the offer.
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Search all 32,330 U.S. Census places directly below.Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.
Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.
LIVE VERDICTPEO → NYC
48/ 100
The offer needs work
Your modeled annual room improves.Estimated annual life delta+$6,488after essentials; unverified state tax excluded
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
The short answer
In the uniform one-person renting baseline, New York is about $264 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.
Peoria household income$95,815
New York household income$80,483
Peoria gross rent$1,843
New York gross rent$1,821
Housing, income, and tax reference
| Metric | Peoria | New York |
|---|---|---|
| 2024 ACS population | 196,906 | 8,483,844 |
| Median household income | $95,815 | $80,483 |
| Median gross rent | $1,843 | $1,821 |
| Median owner-occupied home value | $463,600 | $777,600 |
| State-tax treatment | Excluded | 5.5% simplified |
Time and daily routine
The commute-time distribution produces a weighted one-way estimate of about 31 minutes in Peoria and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.
Decision checklist
- Higher median income in Peoria
- Lower home values in Peoria
- Shorter commute time in Peoria
- No state income tax modeled for Peoria
What each city wins
Peoria
Median rent is 23% of median income.. Watch higher home values may reflect long-term equity but increase entry barriers..
New York
The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.
Frequently asked questions
Which city offers better housing affordability relative to income?
Peoria provides better housing affordability with a median home value of $463,600 and income of $95,815, compared to New York City’s $777,600 home value and $80,483 income, resulting in a more favorable price-to-income ratio.
How do commute times and tax assumptions affect net disposable income?
Peoria’s 31-minute commute saves time and potential costs versus New York City’s 44-minute average, and while no state tax is modeled for Peoria, the calculator applies a uniform $1,250 non-housing baseline to both, preserving comparability.
Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.