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Source-led head-to-head · 2024 ACS

Moving from Phoenix to Irvine

Phoenix and Irvine answer different parts of the relocation question. Phoenix has the lower default annual core-cost model, while the salary, excluded state-tax assumption, and rent-versus-buy choice can reverse that result. Use the citywide ACS figures as reference points, then replace them with the actual offer and housing quote.

Corridor Direction & Trade-off Delta

Moving from Phoenix to Irvine

⇄ Switch to IrvinePhoenix
Median Rent Impact
+$1,415/mo

Moving to Irvine costs ~$16,980 more/yr in rent.

State Tax Treatment
-2.5%

~$2,500 saved in state tax on a $100k salary in California.

Daily Commute Difference
-1 min / day

Difference of ~8 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

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Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTPHXIRV
50/ 100

A close, nuanced move

The destination absorbs more of the offer.
Estimated annual life delta$2,221after essentials; unverified state tax excluded
Take-home$66,833$81,592
Core costs$33,984$50,964
Commute time8 hours gained
Best gainMedian rent is nearly triple the national average.
Watch closelyHigh income offsets high housing costs, but discretionary savings may be limited.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Phoenix is about $16,980 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Phoenix household income$81,332
Irvine household income$136,719
Phoenix gross rent$1,582
Irvine gross rent$2,997

Housing, income, and tax reference

MetricPhoenixIrvine
2024 ACS population1,642,323311,690
Median household income$81,332$136,719
Median gross rent$1,582$2,997
Median owner-occupied home value$420,700$1,191,500
State-tax treatment2.5% simplifiedExcluded
Salary & Affordability Benchmark

How much do you need to earn to live in Irvine?

2024 ACS Median Income

$136,719/yr

30% Rule for RentRecommended
$119,880 / year

To afford Irvine's median gross rent of $2,997/mo at or below 30% of gross earnings, a household needs approximately $57.63/hour (full-time).

28% Rule for HomeownershipMedian Home
$302,143 / year

Modeled against Irvine's median home benchmark of $1,191,500 (estimated $7,050/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$136,719gross/year
Affordability Status:Balanced
Rent is 26% of gross income (36% of net pay)

Rent aligns with the standard 30% rule (26% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $8,300/mo
Tax 27%
Rent 26%
Essentials 11%
Savings 36%
Taxes: $3,076/mo Rent: $2,997/mo Essentials: $1,250/mo Discretionary Margin: $4,053/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 28 minutes in Phoenix and 27 minutes in Irvine. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Compare actual offers rather than city medians
  • Verify neighborhood housing against the citywide ACS benchmark
  • Treat renting and buying as separate decisions
  • Use the route-specific commute, not only the city estimate

What each city wins

Phoenix

A balanced income-to-rent profile with a low flat state-tax reference. Watch the $420,700 home-value benchmark is materially above dallas despite similar commute time.

Irvine

Median rent is nearly triple the national average.. Watch high income offsets high housing costs, but discretionary savings may be limited..

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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