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Source-led head-to-head · 2024 ACS

Moving from Phoenix to Mobile

Phoenix and Mobile answer different parts of the relocation question. Mobile has the lower default annual core-cost model, while the salary, excluded state-tax assumption, and rent-versus-buy choice can reverse that result. Use the citywide ACS figures as reference points, then replace them with the actual offer and housing quote.

Corridor Direction & Trade-off Delta

Moving from Phoenix to Mobile

⇄ Switch to MobilePhoenix
Median Rent Impact
-$514/mo

Moving to Mobile saves ~$6,168/yr in rent.

State Tax Treatment
-2.5%

~$2,500 saved in state tax on a $100k salary in Alabama.

Daily Commute Difference
-3 min / day

Difference of ~25 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTPHXMOB
74/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$20,927after essentials; unverified state tax excluded
Take-home$66,833$81,592
Core costs$33,984$27,816
Commute time24 hours gained
Best gainMedian rent is $1,068/month; median home value is $193,300.
Watch closelyLower home values may reflect tradeoffs in job access or neighborhood amenities not captured in citywide data.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Mobile is about $6,168 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Phoenix household income$81,332
Mobile household income$53,558
Phoenix gross rent$1,582
Mobile gross rent$1,068

Housing, income, and tax reference

MetricPhoenixMobile
2024 ACS population1,642,323203,416
Median household income$81,332$53,558
Median gross rent$1,582$1,068
Median owner-occupied home value$420,700$193,300
State-tax treatment2.5% simplifiedExcluded
Salary & Affordability Benchmark

How much do you need to earn to live in Mobile?

2024 ACS Median Income

$53,558/yr

30% Rule for RentRecommended
$42,720 / year

To afford Mobile's median gross rent of $1,068/mo at or below 30% of gross earnings, a household needs approximately $20.54/hour (full-time).

28% Rule for HomeownershipMedian Home
$49,029 / year

Modeled against Mobile's median home benchmark of $193,300 (estimated $1,144/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$53,558gross/year
Affordability Status:Comfortable
Rent is 24% of gross income (31% of net pay)

At this income, median rent is only 24% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $3,475/mo
Tax 22%
Rent 24%
Essentials 28%
Savings 26%
Taxes: $982/mo Rent: $1,068/mo Essentials: $1,250/mo Discretionary Margin: $1,157/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 28 minutes in Phoenix and 25 minutes in Mobile. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Compare actual offers rather than city medians
  • Verify neighborhood housing against the citywide ACS benchmark
  • Treat renting and buying as separate decisions
  • Use the route-specific commute, not only the city estimate

What each city wins

Phoenix

A balanced income-to-rent profile with a low flat state-tax reference. Watch the $420,700 home-value benchmark is materially above dallas despite similar commute time.

Mobile

Median rent is $1,068/month; median home value is $193,300.. Watch lower home values may reflect tradeoffs in job access or neighborhood amenities not captured in citywide data..

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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