Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Pittsburgh to Chicago

Based on 2024 ACS 5-year data, Chicago has higher median household income ($77,902 vs $65,742) and higher median gross rent ($1,440 vs $1,261) than Pittsburgh. Chicago’s longer commute (36 vs 25 minutes) and 4.95% state income tax (excluded for Pittsburgh per source boundaries) create a trade-off: Chicago offers greater earnings potential but higher housing costs and longer travel time, while Pittsburgh provides lower housing burden and shorter commutes at the cost of lower income. Neither city dominates across all factors.

Corridor Direction & Trade-off Delta

Moving from Pittsburgh to Chicago

⇄ Switch to ChicagoPittsburgh
Median Rent Impact
+$179/mo

Moving to Chicago costs ~$2,148 more/yr in rent.

State Tax Treatment
+5.0%

~$4,950 more state tax on a $100k salary in Illinois.

Daily Commute Difference
+11 min / day

Difference of ~92 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

Search all 32,330 U.S. Census places directly below.

Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTPITCHI
50/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$4,692after essentials; unverified state tax excluded
Take-home$69,208$76,048
Core costs$30,132$32,280
Commute time86 hours lost
Best gainMedian rent is 22% of median income, below common affordability benchmarks.
Watch closelyLower rent burden may reflect older housing stock or income distribution, not necessarily lower housing quality or availability.
See assumptions and methodology →
Advertisement

The short answer

In the uniform one-person renting baseline, Pittsburgh is about $2,148 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Pittsburgh household income$65,742
Chicago household income$77,902
Pittsburgh gross rent$1,261
Chicago gross rent$1,440

Housing, income, and tax reference

MetricPittsburghChicago
2024 ACS population304,7592,711,226
Median household income$65,742$77,902
Median gross rent$1,261$1,440
Median owner-occupied home value$205,800$334,100
State-tax treatmentExcluded4.95% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Chicago?

2024 ACS Median Income

$77,902/yr

30% Rule for RentRecommended
$57,600 / year

To afford Chicago's median gross rent of $1,440/mo at or below 30% of gross earnings, a household needs approximately $27.69/hour (full-time).

28% Rule for HomeownershipMedian Home
$84,729 / year

Modeled against Chicago's median home benchmark of $334,100 (estimated $1,977/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$77,902gross/year
Affordability Status:Comfortable
Rent is 22% of gross income (33% of net pay)

At this income, median rent is only 22% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,408/mo
Tax 32%
Rent 22%
Essentials 19%
Savings 27%
Taxes: $2,077/mo Rent: $1,440/mo Essentials: $1,250/mo Discretionary Margin: $1,718/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 25 minutes in Pittsburgh and 36 minutes in Chicago. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

Advertisement

Decision checklist

  • Median household income
  • Median gross rent
  • One-way commute time
  • State individual income tax

What each city wins

Pittsburgh

Median rent is 23% of median income.. Watch lower home values may reflect older housing stock or limited new construction..

Chicago

Median rent is 22% of median income, below common affordability benchmarks.. Watch lower rent burden may reflect older housing stock or income distribution, not necessarily lower housing quality or availability..

Frequently asked questions

Which city has a better balance of income and housing costs?

Pittsburgh has a lower median gross rent relative to income, with rent at about 23% of median household income versus Chicago’s 22%, making housing slightly more affordable in Pittsburgh when comparing rent-to-income ratios.

How does commute time affect the livability comparison between the two cities?

Pittsburgh’s average one-way commute is 11 minutes shorter than Chicago’s, translating to over 90 hours saved annually per commuter, which may improve quality of life despite Chicago’s higher income potential.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

Advertisement