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Source-led head-to-head · 2024 ACS

Moving from Port St. Lucie to Phoenix

Based on 2024 ACS 5-year data, Port St. Lucie has a median household income of $80,648 and median home value of $369,200, while Phoenix reports $81,332 income and $420,700 home value. Phoenix’s median gross rent is lower at $1,582 versus Port St. Lucie’s $1,937, but Port St. Lucie residents face a longer average commute of 33 minutes compared to Phoenix’s 28 minutes. Phoenix applies a modeled 2.50% state individual income tax in its calculator, whereas Port St. Lucie excludes state tax due to lack of approved reference. Both cities use the same uniform non-housing baseline of $1,250/month. These factors create a trade-off: Phoenix offers lower housing costs and shorter commutes but includes a tax assumption, while Port St. Lucie has higher rents and longer commutes but no modeled state tax burden in the profile.

Corridor Direction & Trade-off Delta

Moving from Port St. Lucie to Phoenix

⇄ Switch to PhoenixPort St. Lucie
Median Rent Impact
-$355/mo

Moving to Phoenix saves ~$4,260/yr in rent.

State Tax Treatment
+2.5%

~$2,500 more state tax on a $100k salary in Arizona.

Daily Commute Difference
-5 min / day

Difference of ~42 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTPORPHX
69/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$13,844after essentials; unverified state tax excluded
Take-home$69,208$78,792
Core costs$38,244$33,984
Commute time39 hours gained
Best gainA balanced income-to-rent profile with a low flat state-tax reference
Watch closelyThe $420,700 home-value benchmark is materially above Dallas despite similar commute time
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Phoenix is about $4,260 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Port St. Lucie household income$80,648
Phoenix household income$81,332
Port St. Lucie gross rent$1,937
Phoenix gross rent$1,582

Housing, income, and tax reference

MetricPort St. LuciePhoenix
2024 ACS population232,4911,642,323
Median household income$80,648$81,332
Median gross rent$1,937$1,582
Median owner-occupied home value$369,200$420,700
State-tax treatmentExcluded2.5% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Phoenix?

2024 ACS Median Income

$81,332/yr

30% Rule for RentRecommended
$63,280 / year

To afford Phoenix's median gross rent of $1,582/mo at or below 30% of gross earnings, a household needs approximately $30.42/hour (full-time).

28% Rule for HomeownershipMedian Home
$106,671 / year

Modeled against Phoenix's median home benchmark of $420,700 (estimated $2,489/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$81,332gross/year
Affordability Status:Comfortable
Rent is 23% of gross income (33% of net pay)

At this income, median rent is only 23% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,768/mo
Tax 30%
Rent 23%
Essentials 18%
Savings 29%
Taxes: $2,033/mo Rent: $1,582/mo Essentials: $1,250/mo Discretionary Margin: $1,936/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 33 minutes in Port St. Lucie and 28 minutes in Phoenix. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • Median owner-occupied home value
  • Derived one-way commute time
  • State individual income tax treatment
  • Uniform non-housing cost baseline

What each city wins

Port St. Lucie

Median rent consumes 28.8% of median income.. Watch lower rent burden may offset higher transportation or non-housing costs..

Phoenix

A balanced income-to-rent profile with a low flat state-tax reference. Watch the $420,700 home-value benchmark is materially above dallas despite similar commute time.

Frequently asked questions

How do housing costs compare between the two cities?

Phoenix has a lower median gross rent of $1,582 per month compared to Port St. Lucie’s $1,937, based on 2024 ACS 5-year estimates. However, Phoenix’s median home value is higher at $420,700 versus Port St. Lucie’s $369,200, indicating a trade-off between rental affordability and home purchase costs.

What is the difference in commute times between the cities?

Port St. Lucie residents have a longer average one-way commute of 33 minutes, while Phoenix residents average 28 minutes, according to weighted midpoints from the 2024 ACS table B08303. This 5-minute difference may impact daily time and transportation costs.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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