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Source-led head-to-head · 2024 ACS

Moving from Providence to Houston

Based on 2024 ACS 5-year data, Providence has a higher median household income ($68,119 vs $64,813) and higher median home value ($362,200 vs $277,800) than Houston, but Houston has no state individual income tax in the calculator model while Providence’s tax status is excluded per data boundaries. Providence residents have a slightly shorter derived commute (27 vs 30 minutes). Houston’s median gross rent is lower ($1,361 vs $1,408), offering a modest housing cost advantage despite lower income. The trade-off involves weighing Providence’s income and home equity potential against Houston’s lower housing costs and tax-neutral calculator assumption, with commute times favoring Providence.

Corridor Direction & Trade-off Delta

Moving from Providence to Houston

⇄ Switch to HoustonProvidence
Median Rent Impact
-$47/mo

Moving to Houston saves ~$564/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+3 min / day

Difference of ~25 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTPROHOU
63/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$12,948after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$31,896$31,332
Commute time23 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $564 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Providence household income$68,119
Houston household income$64,813
Providence gross rent$1,408
Houston gross rent$1,361

Housing, income, and tax reference

MetricProvidenceHouston
2024 ACS population191,7672,328,253
Median household income$68,119$64,813
Median gross rent$1,408$1,361
Median owner-occupied home value$362,200$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 27 minutes in Providence and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income favors Providence
  • Median home value higher in Providence
  • Median gross rent lower in Houston
  • Derived commute shorter in Providence

What each city wins

Providence

Median rent consumes about 25% of median income.. Watch lower rent burden may be offset by higher non-housing costs or limited income growth..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do housing costs compare between the two cities?

Houston has a lower median gross rent at $1,361 per month compared to Providence’s $1,408, while Providence’s median owner-occupied home value is significantly higher at $362,200 versus Houston’s $277,800, reflecting different housing market dynamics.

What role does income and tax play in the comparison?

Providence reports a higher median household income ($68,119 vs $64,813), but the calculator excludes state individual income tax for Providence per data boundaries, while using a 0.00% simplified reference for Houston, which does not reflect actual tax liability.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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