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Source-led head-to-head · 2024 ACS

Moving from San Bernardino to New York

Based on the 2024 ACS 5-year estimates, San Bernardino, California, and New York, New York, present distinct financial and logistical trade-offs. San Bernardino features a lower population of 222,724, a median household income of $67,415, and a median gross rent of $1,508 per month. Its owner-occupied home value stands at $422,300 with a derived one-way commute of 32 minutes. Conversely, New York hosts 8,483,844 residents with a median household income of $80,483 and a median gross rent of $1,821. New York's median home value is $777,600, its derived commute is 44 minutes, and it incorporates a simplified state individual income-tax reference of 5.50%. Both cities utilize a uniform non-housing baseline of $1,250 per month, highlighting distinct cost and commute differences.

Corridor Direction & Trade-off Delta

Moving from San Bernardino to New York

⇄ Switch to New YorkSan Bernardino
Median Rent Impact
+$313/mo

Moving to New York costs ~$3,756 more/yr in rent.

State Tax Treatment
+5.5%

~$5,500 more state tax on a $100k salary in New York.

Daily Commute Difference
+12 min / day

Difference of ~100 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSANNYC
47/ 100

The offer needs work

Your modeled annual room improves.
Estimated annual life delta+$2,468after essentials; unverified state tax excluded
Take-home$69,208$75,432
Core costs$33,096$36,852
Commute time94 hours lost
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, San Bernardino is about $3,756 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

San Bernardino household income$67,415
New York household income$80,483
San Bernardino gross rent$1,508
New York gross rent$1,821

Housing, income, and tax reference

MetricSan BernardinoNew York
2024 ACS population222,7248,483,844
Median household income$67,415$80,483
Median gross rent$1,508$1,821
Median owner-occupied home value$422,300$777,600
State-tax treatmentExcluded5.5% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in New York?

2024 ACS Median Income

$80,483/yr

30% Rule for RentRecommended
$72,840 / year

To afford New York's median gross rent of $1,821/mo at or below 30% of gross earnings, a household needs approximately $35.02/hour (full-time).

28% Rule for HomeownershipMedian Home
$197,186 / year

Modeled against New York's median home benchmark of $777,600 (estimated $4,601/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$80,483gross/year
Affordability Status:Balanced
Rent is 27% of gross income (40% of net pay)

Rent aligns with the standard 30% rule (27% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,517/mo
Tax 33%
Rent 27%
Essentials 19%
Savings 21%
Taxes: $2,213/mo Rent: $1,821/mo Essentials: $1,250/mo Discretionary Margin: $1,446/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 32 minutes in San Bernardino and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income levels
  • Median gross rent differences
  • Owner-occupied home values
  • Derived one-way commute durations

What each city wins

San Bernardino

Median gross rent stands at $1,508 per month according to 2024 ACS data.. Watch a derived 32-minute one-way commute contrasts with citywide housing costs..

New York

The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.

Frequently asked questions

How do the population and median household income compare between San Bernardino and New York?

According to 2024 ACS estimates, San Bernardino has a population of 222,724 and a median household income of $67,415. New York has a much larger population of 8,483,844 and a higher median household income of $80,483.

What are the housing costs and commute times for both cities?

In San Bernardino, the median gross rent is $1,508, the median home value is $422,300, and the commute is 32 minutes. In New York, the median gross rent is $1,821, the median home value is $777,600, and the commute is 44 minutes.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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