Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from Santa Ana to Houston

Based on 2024 ACS 5-year data, Santa Ana has a higher median household income ($93,999 vs $64,813) but significantly higher housing costs—median gross rent is $2,082/month versus $1,361 in Houston, and median home value is $713,000 compared to $277,800. Commute times are similar (27 vs 30 minutes). Houston benefits from a 0% state income tax assumption in the model, while Santa Ana’s state tax is excluded per data boundaries. The trade-off centers on income versus housing affordability, with no universal winner implied.

Corridor Direction & Trade-off Delta

Moving from Santa Ana to Houston

⇄ Switch to HoustonSanta Ana
Median Rent Impact
-$721/mo

Moving to Houston saves ~$8,652/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+3 min / day

Difference of ~25 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSANHOU
71/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$21,036after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$39,984$31,332
Commute time23 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $8,652 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Santa Ana household income$93,999
Houston household income$64,813
Santa Ana gross rent$2,082
Houston gross rent$1,361

Housing, income, and tax reference

MetricSanta AnaHouston
2024 ACS population312,5342,328,253
Median household income$93,999$64,813
Median gross rent$2,082$1,361
Median owner-occupied home value$713,000$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 27 minutes in Santa Ana and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • Median owner-occupied home value
  • One-way commute time
  • State income tax treatment in model

What each city wins

Santa Ana

Median rent consumes over a quarter of median income.. Watch higher home values may reflect long-term equity but increase entry barriers..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do housing costs compare between Santa Ana and Houston?

Santa Ana’s median gross rent is $2,082 per month and median home value is $713,000, both substantially higher than Houston’s $1,361 rent and $277,800 home value, according to 2024 ACS 5-year estimates.

What role does income play in the cost-of-living comparison between the two cities?

Santa Ana’s median household income of $93,999 exceeds Houston’s $64,813, but higher housing costs in Santa Ana offset much of this advantage when evaluating overall affordability.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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