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Source-led head-to-head · 2024 ACS

Moving from Santa Clarita to Houston

Based on 2024 ACS 5-year data, Santa Clarita has a median household income of $123,062 and median home value of $784,700, while Houston reports $64,813 income and $277,800 home value. Santa Clarita’s higher income aligns with elevated housing costs, but its 37-minute commute exceeds Houston’s 30-minute average. Houston’s 0% state income tax reference increases disposable income relative to Santa Clarita, where state tax is excluded per source boundaries. These factors create a trade-off: Santa Clarita offers greater income and home equity potential at higher housing and commute costs, whereas Houston provides lower housing burdens and tax-advantaged take-home pay despite lower median income.

Corridor Direction & Trade-off Delta

Moving from Santa Clarita to Houston

⇄ Switch to HoustonSanta Clarita
Median Rent Impact
-$1,183/mo

Moving to Houston saves ~$14,196/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
-7 min / day

Difference of ~58 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSANHOU
81/ 100

Worth serious consideration

Your modeled annual room improves.
Estimated annual life delta+$26,580after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$45,528$31,332
Commute time55 hours gained
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $14,196 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Santa Clarita household income$123,062
Houston household income$64,813
Santa Clarita gross rent$2,544
Houston gross rent$1,361

Housing, income, and tax reference

MetricSanta ClaritaHouston
2024 ACS population230,2212,328,253
Median household income$123,062$64,813
Median gross rent$2,544$1,361
Median owner-occupied home value$784,700$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 37 minutes in Santa Clarita and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median home value
  • One-way commute time
  • State income tax treatment

What each city wins

Santa Clarita

Median rent consumes nearly a quarter of median income.. Watch higher incomes offset high housing costs, but rent burden remains notable..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do housing costs compare relative to income in each city?

In Santa Clarita, median gross rent is $2,544/month (24.8% of income), while in Houston it is $1,361/month (25.2% of income). Despite Santa Clarita’s higher income, rent consumes a similar share of earnings, indicating comparable rent burden relative to local wages.

What is the trade-off between home value and commute time?

Santa Clarita’s median home value is $784,700 with a 37-minute commute, versus Houston’s $277,800 home value and 30-minute commute. Residents in Santa Clarita gain significantly more home equity but spend more time commuting, reflecting a location-based trade-off between housing wealth and time costs.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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