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Source-led head-to-head · 2024 ACS

Moving from Scottsdale to Houston

Scottsdale's 2024 ACS shows higher income ($110,886) and home values ($789,800) with lower rent burden relative to earnings, while Houston's 2024 ACS reveals lower income ($64,813) and home values ($277,800) but more affordable rent ($1,361). Scottsdale's shorter commute (23 min) contrasts with Houston's longer drive (30 min), and Texas's 0% state income tax offsets some housing cost differences, creating a trade-off where Scottsdale offers premium amenities at higher costs, Houston provides greater affordability with longer commutes, and neither dominates universally due to differing lifestyle priorities.

Corridor Direction & Trade-off Delta

Moving from Scottsdale to Houston

⇄ Switch to HoustonScottsdale
Median Rent Impact
-$652/mo

Moving to Houston saves ~$7,824/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+7 min / day

Difference of ~58 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSCOHOU
66/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$20,208after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$39,156$31,332
Commute time55 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Houston is about $7,824 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Scottsdale household income$110,886
Houston household income$64,813
Scottsdale gross rent$2,013
Houston gross rent$1,361

Housing, income, and tax reference

MetricScottsdaleHouston
2024 ACS population243,8212,328,253
Median household income$110,886$64,813
Median gross rent$2,013$1,361
Median owner-occupied home value$789,800$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 23 minutes in Scottsdale and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income disparity
  • Housing cost versus earnings ratio
  • Commute time efficiency
  • State income tax impact

What each city wins

Scottsdale

Median home value exceeds 7x median income.. Watch higher income offsets rent burden but home ownership remains costly relative to earnings..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do housing costs compare relative to local incomes in each city?

In Scottsdale, median gross rent ($2,013) represents about 22% of median monthly income ($9,240), while in Houston, median gross rent ($1,361) is roughly 25% of median monthly income ($5,401), indicating Houston residents allocate a slightly higher income share to rent despite lower absolute costs.

What trade-off exists between commute time and housing affordability between the two cities?

Scottsdale residents enjoy a 7-minute shorter average commute (23 vs 30 minutes) but face significantly higher housing costs, whereas Houston offers more affordable housing relative to income at the expense of longer daily commutes, requiring individuals to weigh time savings against financial burden based on personal priorities.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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