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Source-led head-to-head · 2024 ACS

Moving from Sioux Falls to Houston

Based on 2024 ACS 5-year estimates, Sioux Falls has a higher median household income ($75,970 vs $64,813) and lower median gross rent ($1,035 vs $1,361) than Houston, resulting in a more favorable rent-to-income ratio. However, Houston residents face a longer average one-way commute (30 minutes vs 18 minutes). Both cities benefit from a 0.00% modeled state individual income tax in the calculator, though this is a standardized assumption and not a reflection of actual tax liability. The uniform non-housing baseline of $1,250 per month applies equally to both. Sioux Falls offers stronger income relative to housing costs, while Houston trades higher housing expenses for potentially greater economic scale, though job quality and neighborhood specifics cannot be inferred from citywide ACS data alone.

Corridor Direction & Trade-off Delta

Moving from Sioux Falls to Houston

⇄ Switch to HoustonSioux Falls
Median Rent Impact
+$326/mo

Moving to Houston costs ~$3,912 more/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+12 min / day

Difference of ~100 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSIOHOU
50/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$8,472after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$27,420$31,332
Commute time94 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Sioux Falls is about $3,912 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Sioux Falls household income$75,970
Houston household income$64,813
Sioux Falls gross rent$1,035
Houston gross rent$1,361

Housing, income, and tax reference

MetricSioux FallsHouston
2024 ACS population201,4692,328,253
Median household income$75,970$64,813
Median gross rent$1,035$1,361
Median owner-occupied home value$292,400$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 18 minutes in Sioux Falls and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income
  • Median gross rent
  • One-way commute time
  • State income tax treatment in model

What each city wins

Sioux Falls

Rent-to-income ratio is favorable at 16.3%.. Watch affordability varies by neighborhood; citywide data masks local disparities..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

Which city has a better balance of income and housing costs?

Sioux Falls shows a more favorable income-to-rent ratio based on 2024 ACS data, with median household income exceeding Houston's by about 17% while median gross rent is roughly 24% lower, suggesting greater relative affordability.

How does commute time differ between the two cities?

The average one-way commute in Houston is 30 minutes, which is 12 minutes longer than Sioux Falls' 18-minute estimate, according to weighted midpoints from the 2024 ACS table B08303.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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