Source-led head-to-head · 2024 ACS
Moving from Sioux Falls to New York
The 2024 ACS 5-year estimates show Sioux Falls has a lower median household income ($75,970) than New York City ($80,483), but significantly lower housing costs: median gross rent is $1,035 vs. $1,821 and median home value is $292,400 vs. $777,600. Sioux Falls also has a much shorter commute (18 minutes vs. 44 minutes). While NYC has a modeled state income tax of 5.50%, Sioux Falls’ tax rate is excluded per data boundaries. The trade-off favors Sioux Falls for affordability and commute time, while NYC offers higher income but at substantially higher housing and time costs.
Corridor Direction & Trade-off Delta
⇄ Switch to New York → Sioux FallsMoving from Sioux Falls to New York
Median Rent Impact
+$786/mo
Moving to New York costs ~$9,432 more/yr in rent.
State Tax Treatment
+5.5%
~$5,500 more state tax on a $100k salary in New York.
Daily Commute Difference
+26 min / day
Difference of ~217 hours per year spent commuting based on 2024 ACS midpoint averages.
Your move
Compare the life behind the offer.
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Search all 32,330 U.S. Census places directly below.Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.
Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.
LIVE VERDICTSIO → NYC
30/ 100
The offer needs work
The destination absorbs more of the offer.Estimated annual life delta−$3,208after essentials; unverified state tax excluded
Best gainThe deepest employment market and largest-city scale in the reviewed cohort
Watch closelyThe cohort's longest commute estimate plus a separate New York City resident income tax
The short answer
In the uniform one-person renting baseline, Sioux Falls is about $9,432 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.
Sioux Falls household income$75,970
New York household income$80,483
Sioux Falls gross rent$1,035
New York gross rent$1,821
Housing, income, and tax reference
| Metric | Sioux Falls | New York |
|---|---|---|
| 2024 ACS population | 201,469 | 8,483,844 |
| Median household income | $75,970 | $80,483 |
| Median gross rent | $1,035 | $1,821 |
| Median owner-occupied home value | $292,400 | $777,600 |
| State-tax treatment | Excluded | 5.5% simplified |
Time and daily routine
The commute-time distribution produces a weighted one-way estimate of about 18 minutes in Sioux Falls and 44 minutes in New York. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.
Decision checklist
- Median household income
- Median gross rent
- Median owner-occupied home value
- One-way commute time
- Modeled state individual income tax
What each city wins
Sioux Falls
Rent-to-income ratio is favorable at 16.3%.. Watch affordability varies by neighborhood; citywide data masks local disparities..
New York
The deepest employment market and largest-city scale in the reviewed cohort. Watch the cohort's longest commute estimate plus a separate new york city resident income tax.
Frequently asked questions
Which city has higher housing costs relative to income?
New York City has a much higher housing cost burden: median gross rent is 27% of income versus 16% in Sioux Falls, and median home value is 9.7 times income versus 3.8 times in Sioux Falls.
How does commute time affect the overall cost of living comparison?
Sioux Falls residents save 26 minutes daily on commuting versus NYC, equivalent to over 100 hours annually—time that could be used for work, leisure, or rest, adding non-monetary value to the lower housing cost advantage.
Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.