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Source-led head-to-head · 2024 ACS

Moving from Spokane to Houston

Based on 2024 ACS 5-year data, Spokane has a higher median household income ($70,064 vs $64,813) and lower median gross rent ($1,215 vs $1,361) than Houston, resulting in a more favorable rent-to-income ratio. However, Houston residents face a longer average commute (30 minutes vs 22 minutes). Both cities use the same uniform non-housing baseline ($1,250/month) in the calculator model. Spokane’s owner-occupied home value is higher ($363,500 vs $277,800), reflecting different equity trade-offs. Texas applies a 0.00% simplified state individual income-tax reference in the model, while Washington’s state tax is excluded per current profile constraints. These factors create a nuanced trade-off where Spokane offers better income and rent affordability with shorter commutes, but Houston provides lower home prices and no modeled state income tax, with neither city dominating across all dimensions.

Corridor Direction & Trade-off Delta

Moving from Spokane to Houston

⇄ Switch to HoustonSpokane
Median Rent Impact
+$146/mo

Moving to Houston costs ~$1,752 more/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+8 min / day

Difference of ~67 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSPOHOU
56/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$10,632after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$29,580$31,332
Commute time63 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Spokane is about $1,752 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Spokane household income$70,064
Houston household income$64,813
Spokane gross rent$1,215
Houston gross rent$1,361

Housing, income, and tax reference

MetricSpokaneHouston
2024 ACS population230,2932,328,253
Median household income$70,064$64,813
Median gross rent$1,215$1,361
Median owner-occupied home value$363,500$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 22 minutes in Spokane and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Median household income comparison
  • Median gross rent affordability
  • Average one-way commute time
  • State income-tax treatment in model

What each city wins

Spokane

Rent-to-income ratio is favorable at 20.8%.. Watch affordable rent may be offset by non-housing costs per model assumptions..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do rent and income compare between Spokane and Houston?

Spokane’s median household income is $70,064, 8.4% higher than Houston’s $64,813, while its median gross rent is $1,215, 10.7% lower than Houston’s $1,361, giving Spokane a better rent-to-income ratio based on 2024 ACS 5-year estimates.

What is the difference in commute times and home values between the two cities?

Spokane’s average one-way commute is 22 minutes, 8 minutes shorter than Houston’s 30 minutes. Spokane’s median owner-occupied home value is $363,500, $85,700 higher than Houston’s $277,800, indicating differing housing equity and location trade-offs per 2024 ACS data.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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