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Source-led head-to-head · 2024 ACS

Moving from St. Louis to Los Angeles

Based on 2024 ACS 5-year data, St. Louis offers lower housing costs relative to income: median gross rent is $997 (17.8% of $56,160 income) versus Los Angeles at $1,933 (28.3% of $81,939 income). However, Los Angeles residents earn significantly more ($81,939 vs $56,160) despite longer commutes (33 vs 24 minutes). California's 9.30% state income tax applies in Los Angeles but is excluded for St. Louis per data constraints, affecting net income comparisons. The trade-off centers on St. Louis's housing affordability versus Los Angeles's higher earnings potential amid greater housing burdens and longer commutes.

Corridor Direction & Trade-off Delta

Moving from St. Louis to Los Angeles

⇄ Switch to Los AngelesSt. Louis
Median Rent Impact
+$936/mo

Moving to Los Angeles costs ~$11,232 more/yr in rent.

State Tax Treatment
+9.3%

~$9,300 more state tax on a $100k salary in California.

Daily Commute Difference
+9 min / day

Difference of ~75 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSTLLAX
34/ 100

The offer needs work

The destination absorbs more of the offer.
Estimated annual life delta$9,264after essentials; unverified state tax excluded
Take-home$69,208$71,176
Core costs$26,964$38,196
Commute time70 hours lost
Best gainA large labor market with a household-income benchmark above New York's
Watch closelyA $921,200 ownership benchmark and a conservative marginal California tax reference
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, St. Louis is about $11,232 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

St. Louis household income$56,160
Los Angeles household income$81,939
St. Louis gross rent$997
Los Angeles gross rent$1,933

Housing, income, and tax reference

MetricSt. LouisLos Angeles
2024 ACS population288,5123,857,263
Median household income$56,160$81,939
Median gross rent$997$1,933
Median owner-occupied home value$197,500$921,200
State-tax treatmentExcluded9.3% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Los Angeles?

2024 ACS Median Income

$81,939/yr

30% Rule for RentRecommended
$77,320 / year

To afford Los Angeles's median gross rent of $1,933/mo at or below 30% of gross earnings, a household needs approximately $37.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$233,571 / year

Modeled against Los Angeles's median home benchmark of $921,200 (estimated $5,450/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$81,939gross/year
Affordability Status:Balanced
Rent is 28% of gross income (45% of net pay)

Rent aligns with the standard 30% rule (28% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,339/mo
Tax 36%
Rent 28%
Essentials 18%
Savings 18%
Taxes: $2,458/mo Rent: $1,933/mo Essentials: $1,250/mo Discretionary Margin: $1,156/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 24 minutes in St. Louis and 33 minutes in Los Angeles. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Housing cost burden relative to local median income
  • Median household income levels and purchasing power
  • Average one-way commute time from ACS travel data
  • State individual income tax applicability in calculation model

What each city wins

St. Louis

Affordable options available. Watch rent vs owner-occupied costs.

Los Angeles

A large labor market with a household-income benchmark above New York's. Watch a $921,200 ownership benchmark and a conservative marginal california tax reference.

Frequently asked questions

How do housing costs compare between the two cities relative to income?

In St. Louis, median gross rent represents 17.8% of median household income, while in Los Angeles it accounts for 28.3%, indicating substantially higher housing cost burden in Los Angeles despite its higher nominal income levels.

What is the trade-off between income and commute time in these cities?

Los Angeles provides 46% higher median household income than St. Louis but requires 38% longer average commutes (33 vs 24 minutes), presenting a classic earnings-time trade-off where higher wages come with increased travel burdens.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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