Compare any U.S. Census place · Official 2024 ACS data · Guarded AI analysis

Source-led head-to-head · 2024 ACS

Moving from St. Petersburg to Houston

The 2024 ACS 5-year data shows St. Petersburg has higher median income ($75,192) and home value ($371,100) than Houston ($64,813 income, $277,800 home value), but also higher median rent ($1,663 vs $1,361). St. Petersburg’s shorter commute (27 vs 30 minutes) partially offsets its higher housing costs, while both cities share the same uniform non-housing baseline and Texas’s 0% modeled state income tax (not actual liability).

Corridor Direction & Trade-off Delta

Moving from St. Petersburg to Houston

⇄ Switch to HoustonSt. Petersburg
Median Rent Impact
-$302/mo

Moving to Houston saves ~$3,624/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+3 min / day

Difference of ~25 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

Adjust the assumptions. Every result updates instantly.

Search all 32,330 U.S. Census places directly below.

Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTSTPHOU
66/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$16,008after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$34,956$31,332
Commute time23 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
Advertisement

The short answer

In the uniform one-person renting baseline, Houston is about $3,624 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

St. Petersburg household income$75,192
Houston household income$64,813
St. Petersburg gross rent$1,663
Houston gross rent$1,361

Housing, income, and tax reference

MetricSt. PetersburgHouston
2024 ACS population262,7322,328,253
Median household income$75,192$64,813
Median gross rent$1,663$1,361
Median owner-occupied home value$371,100$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 27 minutes in St. Petersburg and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

Advertisement

Decision checklist

  • Higher median income in St. Petersburg
  • Lower median rent in Houston
  • Shorter average commute in St. Petersburg
  • Identical modeled state income tax treatment

What each city wins

St. Petersburg

Median owner-occupied home value of $371,100.. Watch a 27-minute derived commute against citywide housing costs..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

Which city offers better housing affordability relative to income?

Houston has a more favorable rent-to-income ratio: median rent is 25.2% of median income versus St. Petersburg’s 26.6%, making housing relatively more affordable there despite lower incomes.

How does commute time affect the overall cost comparison between the two cities?

St. Petersburg’s 3-minute shorter commute reduces time-related costs, partially counterbalancing its higher rent; however, Houston’s lower rent still yields a net housing cost advantage when combined with income levels.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

Advertisement