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Source-led head-to-head · 2024 ACS

Moving from Toledo to Houston

Comparing Toledo, Ohio, and Houston, Texas, using the 2024 ACS 5-year estimates highlights distinct trade-offs between affordability, income, and commute times. Toledo features a population of 267,463 with a median household income of $49,724, a median gross rent of $901 per month, and a median owner-occupied home value of $114,500 alongside a 21-minute derived commute. Conversely, Houston supports a much larger population of 2,328,253 with a higher median household income of $64,813, but higher housing costs including a median gross rent of $1,361 and a median home value of $277,800, paired with a 30-minute derived commute and a simplified 0.00% state individual income-tax reference. Neither city serves as a universal winner, as personal priorities dictate the balance between Toledo's lower housing costs and Houston's higher income levels.

Corridor Direction & Trade-off Delta

Moving from Toledo to Houston

⇄ Switch to HoustonToledo
Median Rent Impact
+$460/mo

Moving to Houston costs ~$5,520 more/yr in rent.

State Tax Treatment
0.0% difference

Neither state imposes an individual state income tax.

Daily Commute Difference
+9 min / day

Difference of ~75 hours per year spent commuting based on 2024 ACS midpoint averages.

Your move

Compare the life behind the offer.

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Instant results use official 2024 ACS place data. Places with incomplete required signals remain visible in search but cannot be selected.

What matters most?

Directional estimate using ACS citywide benchmarks. Verified profiles may include a simplified state-tax reference; automatically added profiles exclude state tax until an official reference is approved. Exact tax, benefits, debt, housing, insurance, and personal circumstances may materially change the result.

LIVE VERDICTTOLHOU
53/ 100

A close, nuanced move

Your modeled annual room improves.
Estimated annual life delta+$6,864after essentials; unverified state tax excluded
Take-home$69,208$81,592
Core costs$25,812$31,332
Commute time70 hours lost
Best gainMedian owner-occupied home value of $277,800.
Watch closelyA citywide median income of $64,813 paired with a 30-minute derived commute.
See assumptions and methodology →
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The short answer

In the uniform one-person renting baseline, Toledo is about $5,520 lower per year. This is not a verdict by itself: replace city medians with the actual offer, address, household, benefits, insurance, and tax details before deciding.

Toledo household income$49,724
Houston household income$64,813
Toledo gross rent$901
Houston gross rent$1,361

Housing, income, and tax reference

MetricToledoHouston
2024 ACS population267,4632,328,253
Median household income$49,724$64,813
Median gross rent$901$1,361
Median owner-occupied home value$114,500$277,800
State-tax treatmentExcluded0% simplified
Salary & Affordability Benchmark

How much do you need to earn to live in Houston?

2024 ACS Median Income

$64,813/yr

30% Rule for RentRecommended
$54,440 / year

To afford Houston's median gross rent of $1,361/mo at or below 30% of gross earnings, a household needs approximately $26.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$70,457 / year

Modeled against Houston's median home benchmark of $277,800 (estimated $1,644/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$64,813gross/year
Affordability Status:Balanced
Rent is 25% of gross income (32% of net pay)

Rent aligns with the standard 30% rule (25% of gross pay). Standard budgeting applies.

Monthly Budget AllocationEstimated Net Take-Home: $4,205/mo
Tax 22%
Rent 25%
Essentials 23%
Savings 30%
Taxes: $1,188/mo Rent: $1,361/mo Essentials: $1,250/mo Discretionary Margin: $1,594/mo

Time and daily routine

The commute-time distribution produces a weighted one-way estimate of about 21 minutes in Toledo and 30 minutes in Houston. This citywide estimate cannot capture a specific route, remote-work schedule, or transit choice, so the calculator converts it into an explicit time difference instead of hiding it in a subjective lifestyle score.

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Decision checklist

  • Toledo offers significantly lower median rent and home values.
  • Houston provides a higher median household income.
  • Toledo features a shorter derived one-way commute time.
  • Houston operates with a simplified state income tax reference of zero.

What each city wins

Toledo

Rent consumes ~22% of median income, below typical affordability benchmarks.. Watch lower housing costs may reflect tradeoffs in job access, services, or neighborhood conditions not measured in citywide acs data..

Houston

Median owner-occupied home value of $277,800.. Watch a citywide median income of $64,813 paired with a 30-minute derived commute..

Frequently asked questions

How do median gross rents compare between Toledo and Houston?

According to 2024 ACS data, Toledo has a median gross rent of $901 per month, whereas Houston has a higher median gross rent of $1,361 per month.

What is the difference in population and commute times between the two cities?

Toledo's 2024 ACS population estimate is 267,463 with a 21-minute commute, while Houston's population is 2,328,253 with a 30-minute commute.

Source boundary: Core figures come from the 2024 ACS five-year tables linked on each city profile. Commute is derived from B08303 midpoint weighting. A state-tax value without an approved official reference is excluded and disclosed. This comparison becomes index-eligible only after its unique analysis clears the content quality gate.

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