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257,619 residents · 2024 ACS · source-led profile

Moving to Laredo?

Based on the 2024 ACS 5-year estimates, Laredo, Texas (Census place GEO_ID 1600000US4841464) has a population of 257,619, a median household income of $63,915, a median gross rent of $1,030 per month, and a median owner-occupied home value of $193,500. The derived one-way commute estimate is 23 minutes.

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Short answer

Laredo appears affordable relative to its own citywide benchmarks: median gross rent ($1,030/month) represents about 19% of median household income ($63,915/year), which is below the common 30% affordability threshold. However, this assessment relies solely on citywide aggregates and does not reflect neighborhood-level variation in costs, income, or housing quality.

Laredo at a glance

Household income$63,915
Median gross rent$1,030
Median home value$193,500
Derived commute23 min

What the default budget models

A one-person renting household begins with a modeled annual core-cost baseline of $27,360. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.

2024 ACS population estimate257,619
2024 ACS median household income$63,915
2024 ACS median gross rent$1,030
2024 ACS median owner-occupied home value$193,500
Derived one-way commute estimate23 minutes
State-tax treatmentExcluded — official reference pending
Rent-to-income reference19%
Salary & Affordability Benchmark

How much do you need to earn to live in Laredo?

2024 ACS Median Income

$63,915/yr

30% Rule for RentRecommended
$41,200 / year

To afford Laredo's median gross rent of $1,030/mo at or below 30% of gross earnings, a household needs approximately $19.81/hour (full-time).

28% Rule for HomeownershipMedian Home
$49,071 / year

Modeled against Laredo's median home benchmark of $193,500 (estimated $1,145/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$63,915gross/year
Affordability Status:Comfortable
Rent is 19% of gross income (25% of net pay)

At this income, median rent is only 19% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $4,147/mo
Tax 22%
Rent 19%
Essentials 23%
Savings 36%
Taxes: $1,172/mo Rent: $1,030/mo Essentials: $1,250/mo Discretionary Margin: $1,867/mo

The trade-off

Relative strength: Rent-to-income ratio suggests affordability at the city level.. Watch closely: citywide averages may mask significant local cost and income disparities..

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Compare Laredo

Frequently asked questions

Is Laredo Texas affordable to live in?

Based on 2024 ACS data, Laredo's median gross rent of $1,030 per month is about 19% of the median household income of $63,915 per year, which falls below the 30% benchmark often used for housing affordability. This suggests affordability at the citywide level, though actual conditions vary by neighborhood.

What is the median home value in Laredo Texas?

According to the 2024 ACS 5-year estimates, the median owner-occupied home value in Laredo, Texas (Census place GEO_ID 1600000US4841464) is $193,500. This figure reflects the midpoint of home values across all owner-occupied units in the city.

Source ledger

Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.

Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.

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