Overland Park appears moderately affordable relative to its income and housing costs. With a median household income of $104,834, the median gross rent of $1,515 represents about 17.3% of monthly income, which is below the 30% affordability threshold. However, the uniform non-housing calculator baseline of $1,250 per month (a model assumption, not local data) suggests additional essential costs may strain budgets. Affordability depends on individual circumstances and cannot be generalized across all residents.
Overland Park at a glance
What the default budget models
A one-person renting household begins with a modeled annual core-cost baseline of $33,180. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.
| 2024 ACS population estimate | 200,306 |
| 2024 ACS median household income | $104,834 |
| 2024 ACS median gross rent | $1,515 |
| 2024 ACS median owner-occupied home value | $413,600 |
| Derived one-way commute estimate | 21 minutes |
| State-tax treatment | Excluded — official reference pending |
| Rent-to-income reference | 17% |
The trade-off
Relative strength: Rent consumes ~17% of median income, below affordability threshold.. Watch closely: higher home values may reflect long-term equity but increase entry barriers..
Compare Overland Park
Frequently asked questions
Is Overland Park affordable for renters based on median income?
Yes, median gross rent of $1,515 is about 17.3% of median monthly household income ($8,736), which is below the 30% affordability benchmark. However, this is a citywide average and does not reflect neighborhood variation or individual financial circumstances.
How does the median home value compare to income in Overland Park?
The median owner-occupied home value is $413,600, which is approximately 3.9 times the median household income of $104,834. This ratio suggests moderate housing affordability for buyers, though actual affordability depends on down payment, interest rates, and debt-to-income ratios.
Source ledger
Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.
- PopulationU.S. Census Bureau · 2024 ACS 5-Year B01003
- Median household incomeU.S. Census Bureau · 2024 ACS 5-Year B19013
- Median gross rentU.S. Census Bureau · 2024 ACS 5-Year B25064
- Median owner-occupied home valueU.S. Census Bureau · 2024 ACS 5-Year B25077
- Commute-time distributionU.S. Census Bureau · 2024 ACS 5-Year B08303
Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.