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288,512 residents · 2024 ACS · source-led profile

Moving to St. Louis?

The 2024 ACS 5-year estimates provide insights into St. Louis, Missouri, with a population of 288,512 and median household income of $56,160. The median gross rent is $997 per month, and the median owner-occupied home value is $197,500. A derived one-way commute estimate is 24 minutes.

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Short answer

St. Louis may appear affordable considering its median household income is $56,160 and median gross rent is $997, but affordability depends on individual circumstances and expenses. The uniform non-housing calculator baseline is $1,250 per month.

St. Louis at a glance

Household income$56,160
Median gross rent$997
Median home value$197,500
Derived commute24 min

What the default budget models

A one-person renting household begins with a modeled annual core-cost baseline of $26,964. It combines the ACS median gross-rent estimate with a uniform $1,250 monthly non-housing baseline. State income tax is excluded until a current official reference is approved; the calculator labels that limitation instead of guessing.

2024 ACS population estimate288,512
2024 ACS median household income$56,160
2024 ACS median gross rent$997
2024 ACS median owner-occupied home value$197,500
Derived one-way commute estimate24 minutes
State-tax treatmentExcluded — official reference pending
Rent-to-income reference21%
Salary & Affordability Benchmark

How much do you need to earn to live in St. Louis?

2024 ACS Median Income

$56,160/yr

30% Rule for RentRecommended
$39,880 / year

To afford St. Louis's median gross rent of $997/mo at or below 30% of gross earnings, a household needs approximately $19.17/hour (full-time).

28% Rule for HomeownershipMedian Home
$50,100 / year

Modeled against St. Louis's median home benchmark of $197,500 (estimated $1,169/mo ownership carrying cost at typical 7.1% baseline).

Slide to test your income against local rent, taxes, and essentials.
$56,160gross/year
Affordability Status:Comfortable
Rent is 21% of gross income (27% of net pay)

At this income, median rent is only 21% of gross pay, leaving strong room for savings and essentials.

Monthly Budget AllocationEstimated Net Take-Home: $3,643/mo
Tax 22%
Rent 21%
Essentials 27%
Savings 30%
Taxes: $1,030/mo Rent: $997/mo Essentials: $1,250/mo Discretionary Margin: $1,396/mo

The trade-off

Relative strength: Affordable options available. Watch closely: rent vs owner-occupied costs.

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Compare St. Louis

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Frequently asked questions

What is the median household income in St. Louis?

The 2024 ACS 5-year estimate for median household income in St. Louis is $56,160.

How much is the median gross rent in St. Louis?

The 2024 ACS 5-year estimate for median gross rent in St. Louis is $997 per month.

Source ledger

Every production input below is retained with its publisher and dataset. The ACS figures are five-year estimates, not live listings or guarantees.

Interpretation: The ACS 2024 five-year estimates generally summarize observations across 2020–2024. The commute number is a weighted midpoint estimate from table B08303. State income tax is not included in the modeled take-home result. Verify a current address, quote, commute, and tax situation before making a decision.

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